A client lawsuit or staff injury could cost you money and time you don’t have to spare. Safeguard your small organization with top-rated insurance coverage for social workers.
These policies provide coverage for common risks faced by social workers.
This insurance policy covers common third-party risks, including bodily injury and property damage. For example, it will cover legal costs if a client trips on your front steps.
Professional liability coverage, also called malpractice insurance, can cover lawsuits related to social work mistakes or oversights, such as failing to notice a child is in danger.
A business owner's policy, or BOP, is a cost-effective way for a licensed clinical social worker (LCSW) to buy general liability and commercial property insurance together.
This liability insurance policy protects board members and officers from legal expenses if they are sued for a decision they made on behalf of your small business.
Most states require workers' compensation for social services that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance can pay for property damage and medical bills in an accident. It also covers vehicle theft, weather damage, and vandalism.
Whether engaged in outreach, healthcare, connecting clients with services, or teaching classes, you interact with vulnerable people in high-liability situations. Social worker insurance can help cover unexpected medical and legal bills so you can continue to effectively serve your community.