Get insurance quotes for social workers
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Insureon helps social workers compare small business insurance quotes from top U.S. companies online.
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General liability insurance
This policy covers common third-party risks, including bodily injuries and property damage. For example, it will cover legal defense costs if a client trips on your front steps.
BEST FOR
- Slip-and-fall accidents
- Damaged client property
- Libel and slander lawsuits
Professional liability / medical malpractice
Professional liability insurance can cover lawsuits related to clinical social work mistakes or oversights, such as failing to notice a child is in danger. It's sometimes called malpractice insurance.
BEST FOR
- Accusations of negligence
- Oversights that result in client injury
- Failure to provide promised services
Business owner’s policy
A business owner's policy, or BOP, is a cost-effective way for a licensed clinical social worker (LCSW) to buy general liability coverage and commercial property insurance together.
BEST FOR
- Visitor injuries
- Damage to client property
- Damaged or stolen business property
Cyber insurance
Cyber insurance covers financial losses from cyberattacks and data breaches. It's recommended for therapy and counseling professionals that store personal information.
BEST FOR
- Client notification expenses
- Data breach investigations
- Fraud monitoring services
Workers’ compensation insurance
Most states require workers' compensation for social services that have employees. It also protects policyholders from work injury costs that health insurance might deny.
BEST FOR
- Employee medical expenses
- Disability benefits
- Lawsuits over employee injuries
Commercial auto insurance
Commercial auto insurance can pay for property damage and medical bills in an accident. It also covers car theft, weather damage, and vandalism.
BEST FOR
- Physical damage and collision coverage
- Injuries caused to another person
- Repairs due to vandalism or weather
Looking for different coverage? See more policies.
How much does insurance cost for social work professionals?
A social service business with fewer employees will pay less for commercial insurance than a larger company.
Factors that affect social work insurance costs include:
- Services offered, such as mental health counseling and crisis resolution
- Business property and equipment
- Business income
- Number of employees
- Business operations
- Types of insurance purchased
- Policy limits and deductibles
It's easy to get social worker insurance policies if you have your company information on hand. Our application will ask for basic facts about your professional services business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your social work agency, whether you work independently or hire employees.
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