Business Insurance for Social Workers

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Save money by comparing insurance quotes for social workers

A client lawsuit or staff injury could cost you money and time you don’t have to spare. Safeguard your small organization with top-rated liability insurance for social workers.

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Insureon helps social workers compare insurance quotes from top U.S. carriers with one easy online application.

What types of business insurance do social workers need?

These policies provide coverage for common risks faced by social workers.

General liability insurance icon

General liability insurance

General liability insurance covers common risks, such as a visitor tripping on your office’s front step. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP bundles general liability and property insurance in one plan. It's often the most cost-effective commercial insurance policy for a licensed clinical social worker (LCSW).

BEST FOR
  • Visitor injuries
  • Damage to client property
  • Damage to business property
Professional liability insurance icon

Professional liability insurance

This policy, also called malpractice insurance for social workers, can cover lawsuits related to professional mistakes or oversights, such as failing to notice a child is in danger.

BEST FOR
  • Accusations of negligence
  • Oversights that result in client injury
  • Failure to provide promised services
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for social work businesses that have employees. It can cover medical costs for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Looking for different coverage? See more policies.

How much does business insurance cost for healthcare professionals?

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Several factors will have an impact on insurance costs, including:

  • Healthcare services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do social workers need insurance?

Whether engaged in outreach, connecting clients with services, or teaching classes, you interact with vulnerable people in high-liability situations. Social worker insurance can help cover unexpected medical and legal bills so you can continue to effectively serve your community.

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