Interior designers work hard to create functional yet appealing home and work spaces. However, you could face a lawsuit if you don’t deliver promised results, or if there's an unforeseen delay. Interior design insurance can cover legal costs and other financial losses from injuries, theft, and accidents.
These insurance policies cover the most common risks of interior design.
This insurance covers basic third-party risks of interior design, such as accidental damage to a client’s home. It's often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for interior design businesses to buy commercial general liability coverage and commercial property insurance together.
Professional liability coverage can pay for legal defense costs related to an interior designer's work performance, such as a budget overrun that leads to a lawsuit. It's also called errors and omissions (E&O) insurance.
Workers’ comp is required in almost every state for interior design firms that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps interior designers recover from data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive information.
This policy helps cover the cost of property damage and injuries in an accident involving your business vehicle. Each state has its own requirements for auto liability insurance.
It's easy to get interior designer insurance or interior decorator insurance if you have your business information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your interior design studio, whether you work independently or hire employees.