Interior designers risk racking up big legal fees if a client has a problem with a renovation and decides to sue. Interior design business insurance protects you from legal defense fees and other costs.
These policies cover the most common risks in interior design.
This policy covers basic risks of interior design, including customer property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
A business owner's policy, or BOP, is a cost-effective way for interior decorators to buy general liability insurance and commercial property insurance together.
This interior design liability insurance policy is also called errors and omissions insurance (E&O). It protects against clients who sue over your work performance or design results.
Workers’ comp is required in almost every state for interior design businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Interior designers work hard to create functional yet appealing home and work spaces. However, you could face a lawsuit if the results don't meet a client's expectations. Interior design insurance can cover legal fees, along with costs related to injuries and other risks.