Topic

Insurance claims

A work injury claim form and stethoscope.
Workers' compensation insurance
What is considered a workers’ compensation injury?
To access workers' comp benefits, the employee and the employer must follow certain steps to ensure the injury is compensable.
Person holding ankle near construction equipment.
Workers' compensation insurance
How does a workers’ compensation claim affect the employer?

Workers’ compensation insurance protects your business and your employees in case of a work-related injury or illness, although a claim can still impact your bottom line through higher premiums and...

Server room with cybersecurity padlock
Cyber liability insurance
Why do cyber liability claims cost so much?

There has never been a greater risk of cyberattacks against small businesses, and the costs have never been higher. Learn why cyber claims are so expensive, and how cyber liability insurance can help...

An insurance agent shows a young couple some forms.
Insurance professionals
6 common errors and omissions claims against insurance agents
Insurance agents should take steps to protect themselves from costly errors and omissions claims, including being adequately insured themselves.
Serious man talking on phone
Insurance claims
6 mistakes small business owners make when filing insurance claims

Failing to contact your business insurance provider immediately after an accident, not documenting property damage, and admitting fault for an incident can affect your claim amount or whether you’ll...

A woman holding an open sign in a flower shop.
Insurance claims
Survey: 1 in 3 small businesses faced top hazards last year
Insureon conducted a survey to determine the rate of insurable incidents at small businesses.
A front loader moves dirt on a construction site.
Construction & contracting
Construction insurance for 3 common contractor claims

An unhappy client might sue your construction business for building defects or work delays. Even if you weren't responsible, fighting a lawsuit can be costly and time-consuming. Learn how to protect...

A closeup of a man filling out a form.
Professional liability / E&O insurance
How to make a professional liability claim in 3 easy steps
If your business is sued by a client, you should immediately begin the process of making a claim on your professional liability insurance.
Judge banging gavel.
Business insurance tips
Claim or suit? Know the insurance vocab to know whether you're covered
What's the difference between a claim and a suit? Read the below story about Ritrama's claims and suits to learn the important distinction between the two.
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