Learn about business insurance requirements and the most common policies for lawyers in Georgia.
If you have a commercial lease, your property manager may require you to purchase general liability insurance. Commonly purchased by lawyers in Georgia, general liability insurance can protect your business from expenses associated with common mishaps, such as client property damage and injuries.
State law in Georgia requires every small business with three or more employees to provide workers’ compensation insurance, which covers medical bills for work injuries.
The most common policies for lawyers in Georgia vary depending on revenue, client contracts, partnerships, and other factors.
General liability insurance is the foundation of a lawyer’s business protection, with coverage that extends to client injuries, client property damage, and advertising injuries. Most commercial leases require you to have this coverage.
Lawyers often qualify for a business owner’s policy. This package helps your business save money by bundling commercial property insurance with general liability at an affordable rate.
If you own a law firm in Georgia that has three or more employees, you are required to carry workers’ compensation coverage. If your business has fewer than three employees, workers’ compensation insurance is not required, but will still help you pay the medical bills and lost wages of an injured employee.
Cyber liability insurance can help lawyers survive data breaches and cyberattacks. This policy can help pay for client notification costs, credit monitoring services, and other related expenses.
The typical lawyer in Georgia can expect to pay close to the national median for business insurance, according to an analysis of Insureon applications.
For example, the median annual cost of a business owner’s policy for a lawyer in Georgia is $1,000, exactly the national median. The median annual premium for general liability insurance in Georgia is $655, slightly higher than the national median of $633.
Insureon’s industry-leading technology helps lawyers in Georgia save time and money shopping for insurance by comparing policies from top U.S. carriers. Start a free online application to review quotes for the policies that best fit your business. Our insurance agents are licensed in Georgia and can answer your questions as you consider coverage.
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