Learn about business insurance requirements and the most common policies for lawyers in Georgia.
If you have a commercial lease, your property manager may require you to purchase general liability insurance. Commonly purchased by lawyers in Georgia, general liability insurance can protect your business from expenses associated with common mishaps, such as client property damage and injuries.
Georgia requires every small business with three or more employees to provide workers’ compensation insurance, which covers medical bills for work injuries. Businesses that own a vehicle must purchase commercial auto insurance and meet state requirements for auto liability coverage.
Georgia lawyers most often buy these insurance policies. You may need some or all of these policies depending on the specifics of your business, such as the number of employees and requirements outlined in contracts and leases.
General liability insurance is the foundation of a lawyer’s business protection, with coverage that extends to client injuries, client property damage, and advertising injuries. Most commercial leases require you to have this coverage.
If you own a law firm in Georgia that has three or more employees, you are required to carry workers’ compensation coverage. Even when it's not required, it's a good idea to carry workers' comp for protection against costly medical bills.
The typical lawyer in Georgia can expect to pay close to the national median for business insurance, according to Insureon's customer data.
For example, the median annual cost of a business owner’s policy for a lawyer in Georgia is $1,000, exactly the national median. The median annual premium for general liability insurance in Georgia is $655, slightly higher than the national median of $633.
Insureon’s industry-leading technology helps lawyers in Georgia save time and money shopping for insurance by comparing policies from top U.S. carriers. Start a free online application to review quotes for the policies that best fit your business. Our insurance agents are licensed in Georgia and can answer your questions as you consider coverage.
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