Even the most dedicated planner or wedding consultant can miss out on a popular booking, or fail to satisfy a client. Business insurance protects against lawsuits, injuries, and other risks that could harm your business. It also helps you comply with state laws and venue insurance requirements.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of wedding planner business insurance.
A general liability policy protects against basic third-party risks, such as a client tripping in your office and suffering an injury. It also covers copyright and defamation lawsuits.
Also called errors and omissions insurance (E&O), this policy covers mistakes and oversights, such as failure to book a wedding venue on time. It can often be combined with a BOP.
Most states require workers' comp for event planning businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers financial losses when an event planner's vehicle is involved in an accident. It's usually required for vehicles registered to a business.
Cyber liability insurance helps wedding and event planners recover from cyberattacks and data breaches that expose sensitive client information, such as credit card numbers.
It's easy to get event and wedding planning business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your event planning business, whether you work independently or hire employees.