Business Insurance for Event and Wedding Planners

Compare multiple quotes from top carriers with one application.

Event Planner

Or call us at (800) 688-1984

We partner with trusted A-rated insurance companies

Why do event planners need insurance?

Even the most dedicated planner or wedding consultant can miss out on a popular booking, or fail to satisfy a client. Business insurance protects against lawsuits, injuries, and other risks that could harm your business. It also helps you comply with state laws and venue insurance requirements.

Event planner wearing a headset and pointing at a wedding cake.

Find the right coverage

Insureon helps event and wedding planners find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

What types of insurance do event and wedding planners need?

These insurance policies cover the most common risks of event planning.

Business owner's policy

A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of wedding planner business insurance.

BEST FOR

Customer injuries
Damaged client property
Stolen or damaged business property

General liability insurance

A general liability policy protects against basic third-party risks, such as a client tripping in your office and suffering an injury. It also covers copyright and defamation lawsuits.

BEST FOR

Client bodily injuries
Client property damage
Slander and other advertising injuries

Professional liability insurance

Also called errors and omissions insurance (E&O), this policy covers mistakes and oversights, such as failure to book a wedding venue on time. It can often be combined with a BOP.

BEST FOR

Planning errors and oversights
Client dissatisfaction with an event
Failure to deliver promised results

Workers’ compensation insurance

Most states require workers' comp for event planning businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Disability benefits
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance covers financial losses when an event planner's vehicle is involved in an accident. It's usually required for vehicles registered to a business.

BEST FOR

Property damage caused by your vehicle
Bodily injuries from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

Cyber liability insurance helps wedding and event planners recover from cyberattacks and data breaches that expose sensitive client information, such as credit card numbers.

BEST FOR

Notification of affected clients
Fraud monitoring services
Data recovery

Looking for different coverage? See more policies.

How much does insurance cost for professional service businesses?

Business professional in a tie calculating the cost of insurance.

A wedding planner who works independently will pay less for insurance than a larger business.

Factors that affect premiums include:

Professional services offered, such as venue booking or catering
Business equipment and property
Business income
Types of insurance purchased
Policy limits and deductibles

View Costs

How do I get event planner insurance?

It's easy to get event and wedding planning business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

Complete a free online application
Compare insurance quotes and choose policies
Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your event planning business, whether you work independently or hire employees.

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant