Phone and chat support may be limited on Monday, 7/4 as we honor Independence Day. You can still access your account and apply for quotes online.

Business Insurance for Chiropractors

Compare multiple quotes from top carriers with one application.

Chiropractors

Or call us at (800) 688-1984

Woman having chiropractic back adjustment.

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Why do chiropractors need insurance?

From neck pain to sports injuries, chiropractors help patients with musculoskeletal issues. When something goes wrong during treatment, however, your practice could be on the line. Business insurance covers the costs of lawsuits and accidents, and helps you comply with your state's laws.

Man giving a chiropractic adjustment to a patient.

Find affordable coverage

Chiropractors can save money on insurance by comparing quotes from top providers.

Fill out Insureon's easy online application to get free quotes and advice from a licensed insurance agent.

What types of business insurance do chiropractors need?

These insurance policies cover the most common risks for chiropractors.

General liability insurance

General liability insurance covers basic third-party risks at a chiropractor's office, such as a customer who slips and suffers an injury. It's often required for a commercial lease.

BEST FOR

Patient slip-and-fall injuries
Damaged patient property
Libel and other advertising injuries

Business owner’s policy

This policy bundles commercial property insurance and general liability coverage under one plan. A BOP is often the most cost-effective type of commercial insurance for chiropractors.

BEST FOR

Slip-and-fall accidents
Damaged patient property
Business property damage and theft

Workers’ compensation insurance

Most states require workers' comp for chiropractic clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Disability benefits
Lawsuits over employee injuries

Professional liability insurance

This policy covers legal expenses if a patient sues over an error, such as a chiropractic treatment that worsens their back pain. It's sometimes referred to as malpractice insurance.

BEST FOR

Chronic pain from a chiropractic adjustment
Accusations of negligence
Mistakes in chiropractic care

Commercial auto insurance

Most states require commercial auto insurance for vehicles owned by a chiropractic center. It helps cover the cost of an accident involving your business vehicle.

BEST FOR

Damage caused by your vehicle
Medical bills from an auto accident
Vehicle theft and vandalism

Cyber liability insurance

This policy helps chiropractic offices survive data breaches and cyberattacks by paying for recovery expenses and more. It can be added to a BOP or general liability policy for savings.

BEST FOR

Customer notification expenses
Data breach lawsuits
Fraud monitoring costs

Looking for different coverage? See more policies.

How much does insurance cost for chiropractors?

Healthcare professional below a thought bubble with a dollar sign.

A small chiropractic clinic will pay less for insurance than a larger business.

Factors that affect premiums include:

Chiropractic services offered, such as youth or senior care
Business property and equipment
Business income
Types of insurance purchased
Policy limits and deductibles

View Costs

How do I get chiropractor insurance?

It's easy to get chiropractic business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

Complete a free online application
Compare insurance quotes and choose policies
Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your chiropractic practice, whether you work independently or hire employees.

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant