Business Insurance for Chiropractors

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Save money by comparing insurance quotes for chiropractors

Chiropractors face many risks, and could end up defending their practice in court if a client has a complication. Chiropractic insurance can safeguard your small practice from accidental injuries and more.

Man giving a chiropractic adjustment to a patient.
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Insureon helps chiropractors compare insurance quotes from top U.S. carriers with one easy online application.

What types of business insurance do chiropractors need?

These policies provide coverage for the most common chiropractor risks.
Note: Insureon cannot provide quotes for professional liability insurance for chiropractors, also called malpractice insurance.

Business owner’s policy icon

Business owner’s policy

This policy bundles commercial property and general liability insurance under one plan. A BOP is often the most cost-effective type of commercial insurance for chiropractors.

BEST FOR
  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called chiropractic malpractice insurance, covers legal expenses if a patient sues a chiropractor for an error, such as an adjustment that aggravates a back injury.

BEST FOR
  • Failure to deliver promised results
  • Accusations of negligence
  • Mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for chiropractic clinics that have employees. It can cover medical costs for work-related injuries.

BEST FOR
  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Cyber liability insurance icon

Cyber liability insurance

This policy helps chiropractic offices survive data breaches and cyberattacks by paying for recovery expenses and more. It can be added to a BOP or general liability policy for savings.

BEST FOR
  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

How much does insurance cost for chiropractors?

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Several factors will have an impact on insurance costs, including:

  • Chiropractic services offered, such as youth or senior care
  • Equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do chiropractors need insurance?

From neck pain to sports injuries, chiropractors help patients with musculoskeletal issues. When something goes wrong during treatment, however, your practice could be on the line. Chiropractors’ insurance can cover lawsuits, equipment damage, and help you adhere to your state's occupational injury laws.
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