From neck pain to sports injuries, chiropractors help patients with musculoskeletal issues. When something goes wrong during treatment, however, your practice could be on the line. Business insurance covers the costs of lawsuits and accidents, and helps you comply with your state's laws.
These insurance policies cover the most common risks for chiropractors.
General liability insurance covers basic third-party risks at a chiropractor's office, such as a customer who slips and suffers an injury. It's often required for a commercial lease.
This policy bundles commercial property insurance and general liability coverage under one plan. A BOP is often the most cost-effective type of commercial insurance for chiropractors.
Most states require workers' comp for chiropractic clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Professional liability insurance covers legal expenses if a patient sues over an error, such as a chiropractic treatment that worsens back pain. It's also referred to as malpractice insurance.
Most states require commercial auto insurance for vehicles owned by a chiropractic center. It helps cover the cost of an accident involving your business vehicle.
This policy helps chiropractic offices survive data breaches and cyberattacks by paying for recovery expenses and more. It can be added to a BOP or general liability policy for savings.
It's easy to get chiropractic business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your chiropractic practice, whether you work independently or hire employees.