With such valuable inventory, jewelry wholesalers take on major risks. Business insurance helps you recover quickly from theft, injuries, lawsuits, and other costly incidents.
This policy covers basic jewelry wholesaler risks, such as customer property damage and injuries. Bundle with commercial property insurance for savings in a BOP.
Workers’ compensation insurance is required in almost every state for jewelry wholesalers that have employees. It can cover medical costs for work-related injuries.
A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of business insurance for jewelry wholesalers.
Once a policy’s limit is reached, umbrella insurance boosts coverage on a jewelry wholesaler’s general liability, commercial auto, or employer’s liability insurance.
Commercial auto insurance for jewelry wholesalers can pay for property damage and injuries in an accident. It can also cover vehicle theft, weather damage, and vandalism.
Surety bonds guarantee that clients will be reimbursed by the insurer if a jewelry distributor or wholesaler fails to deliver products or fulfill the terms of a contract.
A burglary at a storage facility or a lawsuit over a delayed delivery could devastate a small wholesale business. Insurance for wholesale jewelry suppliers ensures your business can survive property damage, legal fees, injuries, and accidents. It also provides peace of mind for both you and your clients.
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