Wellness counselors provide a wide variety of services for depression, anxiety, grief, and even malnutrition. Your insurance coverage should match the range of your work. With the right policies, counselors gain financial protection against injuries at their office, lawsuits from dissatisfied clients, fires, theft, data breaches, and other costly risks.
These insurance products cover the common risks of wellness counseling.
This policy covers common client lawsuits, such as a complaint that a mental health counselor posted a video on social media that violated a client’s privacy.
A business owner's policy, or BOP, is a cost-effective way for healthcare professionals to buy general liability coverage and commercial property insurance together.
Professional liability insurance covers lawsuits related to the quality of your work, such as dietary recommendations that caused health problems. It's sometimes called malpractice insurance.
Most states require workers' comp for wellness counseling businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for wellness counseling practices that store personal information.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by a wellness clinic. Most states require this coverage for vehicles owned by a business.
It's easy to get counselor business insurance if you have your company information on hand. Our application will ask for basic facts about your practice, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. providers to find the right counselor insurance for your wellness practice, whether you work independently or hire employees.