Therapy and Counseling Business Insurance

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Save money by comparing insurance quotes for wellness counselors

Wellness counselors face an assortment of business risks, from injuries at your office to lawsuits from dissatisfied clients. Protect your small wellness counseling business with policies from top-rated carriers.

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Compare quotes from trusted U.S. carriers

Insureon helps wellness counselors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do wellness counselors need?

These policies provide coverage for common risks of wellness counseling.

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General liability insurance

This policy covers basic wellness counselor risks, such as client property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
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Business owner’s policy

A business owner’s policy bundles property insurance and general liability insurance. A BOP is one of the most cost-effective types of commercial insurance for wellness counselors.

  • Client injuries
  • Damaged business property
  • Business interruption incidents
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Workers’ compensation insurance

Almost every state requires workers' comp for health and wellness counseling businesses with employees. This policy covers medical bills and lost wages for work injuries.

  • Employee medical expenses
  • Missed wages
  • Legal costs
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Professional liability insurance

This policy can help cover legal expenses if a wellness counselor is sued for unsatisfactory work, such as recommending a diet that causes other health problems.

  • Accusations of negligence
  • Failure to deliver results
  • Counseling mistakes or oversights
Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

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Several factors will have an impact on insurance costs, including:

  • Therapy and counseling services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do wellness counselors need insurance?

Wellness counselors provide a wide variety of services for depression, anxiety, grief, and even nutrition. Your insurance coverage should match the range of your work. Wellness counselor insurance can cover expenses from client lawsuits, property damage, injuries, and more.
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