Speech therapists work directly with clients, which makes you especially vulnerable to third-party accidents and lawsuits. Business insurance covers costs and provides peace of mind in the event of a slip-and-fall injury or a claim that therapy worsened a patient’s stuttering. Some policies, such as workers' compensation, may be required by law.
Insureon helps speech therapists compare small business insurance quotes from top U.S. carriers online.
Get several quotes with one easy application.
These insurance policies cover common risks faced by speech therapists.
A commercial general liability policy covers basic risks of working with clients, including slip-and-fall injuries in your office. Bundle it with commercial property insurance for savings in a BOP.
A business owner’s policy, or BOP, is a cost-effective way for speech therapists to buy commercial property insurance and general liability coverage together.
Professional liability insurance for speech-language pathologists helps cover legal defense costs related to negligence. It’s also called malpractice insurance.
Most states require workers' comp for speech therapy businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A cyber liability insurance policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for speech therapy practices that store personal information.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by a speech therapy clinic. Most states require this coverage for vehicles owned by a business.
A self-employed healthcare professional can expect to pay less for insurance than a larger practice.
Factors that affect premiums include:
It's easy to get speech therapist insurance if you have your company information on hand. Our application will ask for basic facts about your practice, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your speech therapy practice, whether you work independently or hire employees.