Business Insurance for Speech Therapists

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Close-up of reflection in the mirror of young girl exercising pronunciation with speech therapist.
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Save money by comparing insurance quotes for speech therapists

From client injuries to malpractice claims, speech therapists face several liabilities that could trigger a lawsuit. Speech therapy insurance can protect against these high-cost risks and more.

Speech therapist helping a girl with a speech impediment.
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Choose the best rate and coverage

Insureon helps speech therapists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do speech therapists need?

These policies provide coverage for common risks faced by speech therapists.

General liability insurance icon

General liability insurance

General liability insurance provides coverage for speech therapist risks such as accidental client injury. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
Business owner’s policy icon

Business owner’s policy

A business owner’s policy bundles property insurance and general liability insurance. A BOP is one of the most cost-effective types of commercial insurance for speech therapists.

BEST FOR
  • Client injuries
  • Damaged business property
  • Business interruption incidents
Workers’ compensation insurance icon

Workers’ compensation insurance

This policy is required in almost every state for speech therapy businesses with employees. It can help cover medical fees and lost wages for work-related injuries and illnesses.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for speech pathologists can help cover legal expenses if a client sues over unsatisfactory work, such as slower-than-expected speech progress.

BEST FOR
  • Accusations of negligence
  • Failure to fix speech impediment
  • Therapy mistakes or oversights
Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

  • Therapy and counseling services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do speech therapists need insurance?

Speech therapists help others communicate effectively. Since you work directly with clients, you’re especially vulnerable to third-party incidents. Speech therapist insurance can protect against risks ranging from slip-and-fall accidents to lawsuits over failure to fix a client’s stuttering.
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