Business Insurance for Medical Offices

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Other Medical Offices

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Save money by comparing insurance quotes for medical offices

Medical facilities are susceptible to liability lawsuits, property damage, and cyberattacks. Medical office insurance can protect your small business from these high cost risks and more.

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One application, multiple quotes

With Insureon, medical offices can compare insurance quotes from top U.S. carriers. One easy online application is all it takes.

What types of insurance coverage do medical offices need?

These policies cover the most common risks faced by medical offices.

General liability insurance

General liability insurance covers common third-party risks, such as a client tripping on an uneven step in your medical office and breaking a wrist.

BEST FOR

Client bodily injuries
Client property damage
Libel and slander lawsuits

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for medical offices to buy general liability insurance and commercial property insurance together.

BEST FOR

Slip-and-fall accidents
Damaged patient property
Damaged business property

Workers’ compensation insurance

This insurance policy is required in almost every state for medical offices that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Professional liability insurance

This policy, also known as malpractice insurance for medical professionals, covers legal expenses if a patient files a lawsuit over a billing error or unsatisfactory treatment.

BEST FOR

Malpractice lawsuits
Mistakes or oversights
Complications from a treatment

Commercial auto insurance

This type of insurance is usually required for business-owned vehicles. It covers the costs of accidents involving a vehicle owned by a medical office.

BEST FOR

Physical damage and collision coverage
Liability coverage in an accident
Repairs due to vandalism or weather

Cyber liability insurance

Also called data breach insurance, this policy helps medical offices survive cyberattacks and data breaches. It covers costs like client notification and credit monitoring.

BEST FOR

Client notification expenses
Data breach lawsuits
Fraud monitoring costs

Looking for different coverage? See more policies.

Why do medical offices need insurance?

Just as your patients rely on health insurance, your medical office needs coverage to protect against costly risks. Medical office insurance and insurance for healthcare professionals can help mitigate the financial impact of a data breach, malpractice lawsuit, employee injury, billing error, and more.

How much does business insurance cost for healthcare facilities?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

Services offered, such as in-office surgical procedures
Business equipment and property
Revenue
Location
Size of your medical practice

View Costs

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