Just as your patients rely on health insurance, your medical office needs coverage to protect against costly risks. Business insurance can cover the cost of a data breach that exposes personal information, or a lawsuit related to a billing error. State laws or a commercial lease may require coverage.
These insurance policies cover common risks faced by medical offices.
General liability insurance covers basic third-party risks, such as a client who trips and suffers an injury during a visit for a vaccine. It's often required for a commercial lease.
A business owner's policy, or BOP, is a cost-effective way for small medical practices to buy general liability coverage and commercial property insurance together.
This policy, also known as malpractice insurance for medical professionals, covers legal expenses if a patient files a lawsuit over a billing error or other unsatisfactory work.
Most states require workers' comp for medical offices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by a medical office. Most states require this coverage for business-owned vehicles.
This policy helps medical offices financially survive cyberattacks and data breaches. Also called data breach insurance, it's recommended for any business that handles personal data.
It's easy to get business insurance for medical offices and healthcare professionals if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your medical office, whether you work independently or hire employees.