If wax melts and stains a vintage table, a customer could blame your shop. Safeguard your livelihood with affordable insurance that covers lawsuits, theft of inventory, and other incidents.
A business owner's policy, or BOP, is a cost-effective way for small business owners to buy general liability coverage and commercial property insurance together.
A general liability policy covers third-party injury and property risks, such as a customer who falls ill because of a sensitivity to an essential oil in a candle, or a fire started by your product.
Most states require workers' comp for candle making businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps candle makers survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Commercial umbrella insurance boosts coverage on your candle shop's general liability, employer’s liability, and commercial auto insurance once the policy limit is reached.
Commercial auto insurance covers the cost of accidents involving a candle maker's truck or other vehicle. Most states require this coverage for vehicles owned by a business.
It's easy to get candle making business insurance if you have your company information on hand. Our insurance application will ask for basic facts about your candle business, such as whether you sell at craft shows and fairs, Etsy, or farmers' markets. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed agents work with top-rated U.S. insurers to find coverage that matches your candle business needs – from product liability insurance to workers' compensation, whether you work independently or hire employees.