Landlords face significant risks. A tenant could file a lawsuit, or a fire could break out at a rental property. Commercial insurance helps landlords bounce back from legal costs and other financial losses. Some policies, such as workers' compensation, may be required by law.
Insureon helps commercial landlords compare small business insurance quotes from top U.S. carriers online.
Get several quotes with one easy application.
A BOP, which covers lessor’s risk, bundles business property insurance and general liability insurance in one plan. It’s often the most cost-effective type of commercial landlord insurance.
This policy protects landlords from common business risks, such as client property damage and injuries. Bundle with property insurance for savings in a business owner’s policy.
This policy helps cover medical bills and property damage in an accident involving a business-owned vehicle. Each state has its own requirements for auto liability coverage.
A cyber liability policy helps commercial landlords survive data breaches and cyberattacks. It's strongly recommended for any small business that handles sensitive data.
Most states require workers' comp for commercial property owners that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Commercial umbrella insurance boosts business insurance coverage for general liability insurance, commercial auto insurance, and employer's liability insurance.
A small real estate business will pay less for insurance than a larger company.
Factors that affect premiums include:
It's easy to get commercial real estate business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your commercial rental business, whether you work independently or hire employees.