Your goal is to make nails look fabulous. However, there are many risks when dealing with strong chemicals and a steady stream of customers. Nail salon insurance and nail tech insurance provide peace of mind and protect against unexpected financial losses, so you can focus on your business.
These insurance policies cover the most common nail salon risks.
A general liability policy covers basic third-party risks, such as a customer who has an allergic reaction to nail polish. Bundle it with commercial property insurance for savings in a BOP.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's often the most cost-effective type of commercial insurance for nail technicians and salons.
This policy covers lawsuits related to the quality of your work, such as a customer who claims that dirty equipment caused an infection. It's also called errors and omissions insurance (E&O).
Most states require workers' comp for nail businesses that have employees. It also protects sole proprietors from work-related medical bills that health insurance might deny.
It's easy to get nail salon insurance and nail technician insurance if you have your company information on hand. Our application will ask for basic facts about your company, such as revenue and number of employees. You can buy a policy online and get proof of insurance with Insureon in three easy steps:
Our licensed insurance agents work with top-rated U.S. providers to find coverage that fits your nail business, whether you work independently or hire employees.