Candle makers could be held responsible for a fire, an allergic reaction to a scented candle, or other harm. Business insurance provides peace of mind with coverage for legal fees, medical bills, costly repairs, and auto accidents, so you can focus on your handcrafted products.
These insurance policies cover common risks of making and selling candles.
A general liability policy covers third-party personal injuries and property risks, such as an Etsy customer who falls ill because of a sensitivity to an essential oil in a candle, or an antique table that's damaged when wax melts on it.
A business owner's policy, or BOP, is a cost-effective way for small business owners to buy general liability coverage and commercial property insurance together.
Learn more about a business owner's policy.
Most states require workers' comp for candle making businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Learn more about workers' compensation insurance.
This policy covers financial losses related to data breaches and cyberattacks. It's recommended for any candle company that handles credit card numbers, customer addresses, or other personal information.
Learn more about cyber liability insurance.
Commercial auto insurance covers the cost of an accident while driving your candles to a craft fair or farmers’ market. Most states require this insurance coverage for vehicles owned by a business.
Your personal auto policy likely won't cover business-related driving, which is why you may need additional coverage. Learn more about commercial auto insurance.
This type of insurance boosts coverage on your candle business's general liability, employer’s liability, and commercial auto insurance once the policy limit is reached.
Learn more about commercial umbrella insurance.
It's easy to get business insurance for candle making if you have your company information on hand. Our agent will ask for basic facts about your candle business, such as revenue and number of employees.
Insureon's licensed agents work with top-rated U.S. insurance companies to find coverage that matches your business needs. You can get insurance quotes today and a certificate of insurance as soon as you buy a policy.
To get started, contact our licensed insurance specialist at (888) 219-1521.