Business Insurance for Writers and Authors

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Female writer sitting in park writing on a pad of paper.

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Save money by comparing insurance quotes for writers

From a lost manuscript to a breach of contract, legal trouble can quickly arise for an author. Writer insurance protects against lawsuits as well as business property damage, injuries, and more.

Choose the best rate and coverage

Insureon helps writers and authors compare insurance quotes from top U.S. carriers with one easy online application.

What types of insurance do writers need?

These policies provide coverage for the most common risks writers face.

General liability insurance

This policy provides coverage for common risks, such as losing a client’s USB drive that contains the sole copy of a manuscript. Bundle with property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged client property
Lost client property

Professional liability insurance

This policy, also called media liability insurance for authors, can cover work disputes, such as a client suing for breach of contract when you refuse to perform an unpaid rewrite.

BEST FOR

Accusations of plagiarism
Missed deadlines
Breach of contract

Looking for different coverage? See more policies.

Why do writers need insurance?

Writing may not seem like a perilous profession, but freelance writers and authors face several home business risks. Author insurance can shield you from lawsuits over missed deadlines, copyright infringement, or accusations of libel. It also protects against injuries, laptop theft, and more.

How much does insurance cost for home-based businesses?

Woman calculating costs of home-based business.

Several factors will have an impact on insurance costs, including:

Home business services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

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Programmer

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Management consultant