Business Insurance for Crafters and Artisans

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What kind of work do you do?
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Find the right insurance for crafters

Whether you sell soap at craft fairs or candles online, you should be prepared for inventory damage, customer injuries, and other risks. Protect your small business with affordable craft insurance.

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Choose the best rate and coverage

Insureon helps crafters and artisans compare insurance quotes from top U.S. providers online. Get several quotes with one application.

What types of insurance do crafters and artisans need?

These policies cover common risks of homemade arts and crafts businesses.

Business owner’s policy icon

Business owner's policy

A BOP is a cost-effective way for crafters to buy general liability and commercial property insurance together. It covers third-party lawsuits including harm caused by a product.

  • Customer injuries and property damage
  • Product liability insurance
  • Damaged inventory
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Professional liability insurance

This policy, also called errors and omissions insurance (E&O), can cover work mistakes, such as missing a deadline for a shipment of handmade furniture.

  • Accusations of negligence
  • Undelivered products
  • Mistakes and oversights
Looking for different coverage? See more policies.

Why do crafters and artisans need business insurance?

Jewelry makers, woodworkers, and other artisans share their wares with the world. Whether it's a stranger on Etsy or a loyal customer at a craft fair, every transaction comes with liability. Crafter insurance protects your home business from customer injuries, copyright infringement, and other risks.

How much does insurance cost for home-based businesses?

Business owner calculating costs of home-based business.

Several factors will have an impact on insurance costs, including:

  • Home business services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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