Business Insurance for Crafters and Artisans

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Save money by comparing insurance quotes for crafters and artisans

Whether you sell soap at craft fairs or candles online, you should be prepared for inventory damage, customer injury, and other risks. Protect your small business with affordable craft insurance.

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Choose the best rate and coverage

Insureon helps crafters and artisans compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do crafters and artisans need?

These policies cover common risks of homemade arts and crafts businesses.

Business owner’s policy icon

Business owner's policy

This policy bundles property insurance and general liability insurance under one plan. A BOP is often one of the most cost-effective types of commercial insurance for crafters. 

BEST FOR
  • Customer injuries
  • Damaged customer property
  • Damaged inventory
Professional liability insurance icon

Professional liability insurance

This policy, also called errors and omissions insurance, can cover work mistakes, such as missing a deadline for a shipment of handmade furniture.

BEST FOR
  • Accusations of negligence
  • Undelivered products
  • Mistakes and oversights
Looking for different coverage? See more policies.

How much does insurance cost for home-based businesses?

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Several factors will have an impact on insurance costs, including:

  • Home business services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do crafters and artisans need insurance?

Jewelry makers, woodworkers, and other artisans share their wares with the world. Whether it's a stranger on Etsy or a loyal customer at a craft fair, every transaction comes with liability. Crafter insurance protects your home business from customer injuries, copyright infringement, and other risks.
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