Cannabis Cultivator Business Insurance

Marijuana growers can get free quotes for insurance that matches your risks. Contact our licensed cannabis insurance specialist.

Why do cultivators need insurance?

Cannabis cultivation comes with a lot of risk. A fire could destroy your equipment, or someone could break into your greenhouse and steal your plants. Business insurance provides a financial safety net against property damage, medical bills, and lawsuits. It also covers risks specific to the cannabis industry, such as adverse reactions to your product.

Cannabis cultivator turning on a crop irrigation system.

Find the right coverage

Insureon helps cannabis growers find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

What types of insurance do marijuana growers need?

General liability insurance icon

General liability insurance

A general liability policy protects against basic third-party risks, such as an accident that injures a visitor at your greenhouse. Some states require this coverage for cannabis businesses.

Best for:

  • Customer bodily injuries
  • Damaged customer property
  • Libel and other advertising injuries

Learn more about general liability insurance.

Product liability insurance icon

Product liability insurance

Product liability coverage provides financial protection against lawsuits related to your products. For example, it will help pay legal costs if a customer sues over an adverse reaction to marijuana.

Best for:

  • Allergic reactions to cannabis
  • Panic attacks and other adverse effects
  • Illnesses caused by mold or pesticides

Learn more about product liability insurance.

Commercial property insurance icon

Commercial property insurance

Commercial property coverage helps pay for property damage and loss, such as a fire that destroys your marijuana plants, equipment, or greenhouse. Landlords often require business owners to carry this coverage.

Best for:

  • Fires
  • Storm damage
  • Theft and vandalism

Learn more about commercial property insurance.

How do I get cannabis grower insurance?

It's easy to get business insurance for your cannabis farm if you have your company information on hand. Our agent will ask for basic facts about your cultivation business, such as revenue and number of employees.

Insureon's licensed insurance agents work with top-rated U.S. providers to find cannabis insurance coverage that matches your business's risks and budget. Contact our licensed cannabis insurance specialist to get started.

What our customers are saying
Carousel prev arrow
"Great streamlined process. Quick, easy, and support is very helpful."
Ryan F.
System integration
"Denise Smith is a breath of fresh air. I loved every second dealing with her. And, yes, I'm talking about buying insurance. Most people don't love that, but Denise made the experience exceptional. She is a rock star!"
Kristine W.
Food products manufacturing
"We needed quotes fast and coverage even faster. We received both. We appreciate your service. THANK YOU."
Rich H.
Carousel next arrow
Delighted customer feedback.