Cannabis Cultivator Business Insurance
Marijuana growers can get free quotes for insurance that matches your risks. Contact our licensed cannabis insurance specialist.
Why do cultivators need insurance?
Cannabis cultivation comes with a lot of risk. A fire could destroy your equipment, or someone could break into your greenhouse and steal your plants. Business insurance provides a financial safety net against property damage, medical bills, and lawsuits. It also covers risks specific to the cannabis industry, such as adverse reactions to your product.
Find the right coverage
Insureon helps cannabis growers find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
What types of insurance do marijuana growers need?
General liability insurance
A general liability policy protects against basic third-party risks, such as an accident that injures a visitor at your greenhouse. Some states require this coverage for cannabis businesses.
Best for:
- Customer bodily injuries
- Damaged customer property
- Libel and other advertising injuries
Learn more about general liability insurance.
Product liability insurance
Product liability coverage provides financial protection against lawsuits related to your products. For example, it will help pay legal costs if a customer sues over an adverse reaction to marijuana.
Best for:
- Allergic reactions to cannabis
- Panic attacks and other adverse effects
- Illnesses caused by mold or pesticides
Learn more about product liability insurance.
Commercial property insurance
Commercial property coverage helps pay for property damage and loss, such as a fire that destroys your marijuana plants, equipment, or greenhouse. Landlords often require business owners to carry this coverage.
Best for:
- Fires
- Storm damage
- Theft and vandalism
Learn more about commercial property insurance.
How do I get cannabis grower insurance?
It's easy to get business insurance for your cannabis farm if you have your company information on hand. Our agent will ask for basic facts about your cultivation business, such as revenue and number of employees.
Insureon's licensed insurance agents work with top-rated U.S. providers to find cannabis insurance coverage that matches your business's risks and budget. Contact our licensed cannabis insurance specialist to get started.
