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Business Insurance for Plumbing Wholesalers

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Plumbing Fixtures & Supplies

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Save money by comparing insurance quotes for plumbing wholesalers

Your customers depend on you to deliver quality fixtures, pipes, and other supplies on time. Business insurance for plumbing wholesalers covers costs when a shipment is delayed, or a fire damages your warehouse.

Boxes of plumbing supplies on shelves next to a desk and computer.

Multiple quotes, one application

Insureon helps plumbing wholesalers compare insurance quotes from top-rated providers. Fill out one easy online application to get multiple quotes.

What types of insurance do plumbing wholesalers need?

These policies cover the most common risks faced by plumbing wholesalers.

General liability insurance

This policy covers basic plumbing wholesaler risks, such as customer property damage and injuries. Bundle with commercial property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Most states require workers' comp for wholesale plumbing distributors that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical costs
Partial missed wages
Employee injury lawsuits

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of business insurance for plumbing wholesalers.

BEST FOR

Customer injuries
Inventory damage or theft
Business interruption incidents

Commercial umbrella insurance

Once a policy’s limit is reached, umbrella insurance boosts coverage on a plumbing wholesaler’s general liability, commercial auto, or employer’s liability insurance.

BEST FOR

Customer injury lawsuits
Customer property damage lawsuits
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance for plumbing wholesalers can pay for property damage and injuries in an accident. It can also cover vehicle theft, weather damage, and vandalism.

BEST FOR

Vehicle accidents
Vandalism and theft
Weather damage

Surety bonds

Surety bonds guarantee that an insurance company will reimburse a client if a plumbing wholesaler fails to deliver products or fulfill the terms of a contract.

BEST FOR

Failure to deliver products
Contract disputes
Shipping delays

Looking for different coverage? See more policies.

Why do plumbing wholesalers need business insurance?

A small plumbing wholesale business might never recover from a fire, lawsuit, or other misfortune. Business insurance gives you peace of mind and helps cover unexpected costs, like an auto accident involving a company vehicle. Plumbing wholesalers usually need it to fulfill requirements for state laws, leases, and client contracts.

How much does insurance cost for wholesalers?

Woman calculating wholesale costs with cargo, truck, and people.

Several factors will have an impact on insurance costs, including:

Wholesale products and services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

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