A fire at your warehouse could bankrupt a small cosmetics wholesaler. Business insurance helps you recover from fire, theft, injuries, and accidents. It also covers legal costs if a customer sues over harm caused by a product.
This policy covers basic cosmetics wholesaler risks, such as customer property damage and injuries. Bundle it with commercial property insurance for savings in a BOP.
Most states require workers' comp for cosmetics wholesalers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of business insurance for cosmetics wholesalers.
Commercial umbrella insurance boosts the limits on a cosmetics wholesaler's general liability insurance, commercial auto insurance, and employer’s liability insurance policies.
This policy covers costs when a delivery truck or other vehicle owned by a cosmetics wholesaler gets into an accident. Each state has its own requirements for auto liability insurance.
A cyber liability policy helps cosmetics wholesalers recover from data breaches and cyberattacks. It's recommended for any small business that stores credit card numbers or other sensitive data.
It's easy to get business insurance and surety bonds for cosmetics wholesalers if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your wholesale cosmetics business, whether you work independently or hire employees.