Computer and Electronics Wholesaler Insurance

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Save money by comparing insurance quotes for electronics wholesalers

Wholesalers for electronics and computers have a lot to lose when it comes to inventory. Gain financial protection against fires, lawsuits, and other incidents with policies customized for your business.

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Insureon helps electronics wholesale distributors compare insurance quotes from top U.S. providers. Get quotes in minutes and buy online today.

What types of insurance do computer and electronics wholesalers need?

These policies cover common risks faced by electronics wholesalers.
General liability insurance icon

General liability insurance

This policy covers basic electronics wholesaler risks, such as customer property damage and injuries. Bundle with commercial property insurance for savings in a BOP.

  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
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Workers’ compensation insurance

Most states require workers' comp for electronics wholesalers and distributors that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical costs
  • Partial missed wages
  • Employee injury lawsuits
Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance in one policy. It's often the most cost-effective type of business insurance for electronics wholesalers.

  • Customer injuries
  • Inventory damage or theft
  • Business interruption incidents
Umbrella / excess liability insurance icon

Commercial umbrella insurance

Once a policy’s limit is reached, umbrella insurance boosts coverage on an electronic wholesaler’s general liability, commercial auto, or employer’s liability insurance.

  • Customer injury lawsuits
  • Customer property damage lawsuits
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance for electronics wholesalers can pay for liability claims and property damage from an accident. It can also cover vehicle theft and vandalism.

  • Vehicle accidents
  • Vandalism and theft
  • Weather damage
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Surety bonds

Surety bonds guarantee that an insurance company will reimburse a client if a computer wholesaler fails to deliver products or fulfill the terms of a contract.

  • Failure to deliver products
  • Contract disputes
  • Shipping delays
Looking for different coverage? See more policies.

Why do computer and electronics wholesalers need insurance?

Wholesalers for electronics and computers have expensive inventory and clients with high expectations. Business insurance covers costs when a client sues over a delay, or a fire damages a warehouse. It can also help you comply with rental agreements, client contracts, and state laws.

How much does insurance cost for wholesalers?

Woman calculating wholesale costs with cargo, truck, and people.

Several factors will have an impact on insurance costs, including:

  • Products and services offered by the wholesaler or distributor
  • Business equipment and property
  • Business income
  • Location
  • Number of employees
View Costs
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