Computer and Electronics Wholesaler Insurance

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Wholesalers for electronics and computers have a lot to lose when it comes to inventory. Gain financial protection against fires, lawsuits, and other incidents with policies customized for your business.

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Insureon helps electronics wholesale distributors compare insurance quotes from top U.S. providers. Get quotes in minutes and buy online today.

What types of insurance do computer and electronics wholesalers need?

These policies cover common risks faced by electronics wholesalers.

General liability insurance

This policy covers basic electronics wholesaler risks, such as customer property damage and injuries. Bundle with commercial property insurance for savings in a BOP.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Product liability insurance

Workers’ compensation insurance

Workers’ comp is required in almost every state for electronics wholesalers and distributors that have employees. It can cover medical costs for work-related injuries.

BEST FOR

Employee medical costs
Partial missed wages
Employee injury lawsuits

Business owner’s policy

A BOP bundles commercial property insurance and general liability insurance in one policy. It's often the most cost-effective type of business insurance for electronics wholesalers.

BEST FOR

Customer injuries
Inventory damage or theft
Business interruption incidents

Commercial umbrella insurance

Once a policy’s limit is reached, umbrella insurance boosts coverage on an electronic wholesaler’s general liability, commercial auto, or employer’s liability insurance.

BEST FOR

Customer injury lawsuits
Customer property damage lawsuits
Employee injury lawsuits

Commercial auto insurance

Commercial auto insurance for electronics wholesalers can pay for liability claims and property damage from an accident. It can also cover vehicle theft and vandalism.

BEST FOR

Vehicle accidents
Vandalism and theft
Weather damage

Surety bonds

Surety bonds guarantee that an insurance company will reimburse a client if a computer wholesaler fails to deliver products or fulfill the terms of a contract.

BEST FOR

Failure to deliver products
Contract disputes
Shipping delays

Looking for different coverage? See more policies.

Why do computer and electronics wholesalers need insurance?

Wholesalers for electronics and computers have expensive inventory and clients with high expectations. Business insurance covers costs when a client sues over a delay, or a fire damages a warehouse. It can also help you comply with rental agreements, client contracts, and state laws.

How much does insurance cost for wholesalers?

Woman calculating wholesale costs with cargo, truck, and people.

Several factors will have an impact on insurance costs, including:

Products and services offered by the wholesaler or distributor
Business equipment and property
Business income
Location
Number of employees

View Costs

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