Wholesalers for electronics and computers have expensive inventory and clients who depend on timely shipments. Business insurance covers costs when a client sues over a delay, or a fire damages a warehouse. It also helps you comply with rental agreements, client contracts and state laws.
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These insurance policies cover common risks for electronics wholesalers.
This policy covers basic electronics wholesaler risks, such as customer property damage and injuries. Bundle it with commercial property insurance for savings in a BOP.
Most states require workers' comp for electronics wholesalers and distributors that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A BOP bundles commercial property insurance and general liability coverage in one policy. It's often the most cost-effective type of business insurance for electronics wholesalers.
Once a policy’s limit is reached, umbrella insurance boosts coverage on an electronic wholesaler’s general liability, commercial auto, or employer’s liability insurance.
Commercial auto insurance for electronics wholesalers can pay for liability claims and property damage from an accident. It can also cover vehicle theft and vandalism.
A cyber liability policy helps computer wholesalers recover from data breaches and cyberattacks. It's recommended for any small business that stores credit card numbers or other sensitive data.
A small electronics wholesaler can expect to pay less for insurance than a larger business.
Factors that affect premiums include:
It's easy to get business insurance and surety bonds for electronics wholesalers if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your computer and electronics wholesale business, whether you work independently or hire employees.