Business Insurance for Freight Brokers

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Freight Forwarders
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Why do freight brokers need insurance?

Insurance coverage for truck brokers and other trucking companies may be required by state laws or contracts. You may need proof of insurance to work with a shipper or motor carrier, or they may ask you to list them as an additional insured. Maintaining coverage is in the shipper's interest and yours as well, as it can pay for costly lawsuits and accidents.

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Multiple quotes with one application

Insureon helps freight brokers and forwarders compare small business insurance quotes from top U.S. carriers online.

Get several quotes with one easy application.

What types of business insurance do freight brokers need?

These insurance policies cover common risks for freight brokers.

General liability insurance icon

General liability insurance

A general liability policy covers financial losses from third-party accidents, such as trips or falls in a dispatch office or at a location used for motor truck cargo storage.

  • Third-party bodily injuries
  • Damaged client property
  • Shipper contract requirements
Business owner’s policy icon

Business owner's policy

A BOP is a cost-effective way for freight brokers and forwarders to buy general liability and commercial property insurance together. It protects against common lawsuits and property damage.

  • Accidents that harm clients
  • Stolen or damaged items
  • Business interruption insurance
Workers’ compensation insurance icon

Workers' compensation insurance

Most states require workers' comp for freight trucking businesses with employees. It also covers work-related medical bills for sole proprietors, which personal health insurance could deny.

  • Employee medical expenses
  • Disability benefits
  • Lawsuits from employee injuries
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers legal defense costs if a trucker is involved in an accident. Each state has its own requirements for auto liability coverage.

  • Legal liability in an accident
  • Property damage caused by your vehicle
  • Vehicle vandalism and theft
Looking for different coverage? See more policies.

How do I get freight forwarder or freight broker insurance?

It's easy to get business insurance and surety bonds for freight brokers and freight forwarders if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay the policy premium and download a certificate

Insureon's licensed insurance agents will help you find the right policies for your freight brokerage, such as professional liability insurance, cargo insurance, contingent auto liability insurance, workers’ compensation, or coverage for any other exposures.

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