Rehabilitation Counselor Insurance

Rehabilitation Counselor
A rehabilitation counselor assists a patient with walking.
Choose from the nation's best insurance providers
Logos of Insureon's business insurance carrier partners

Why do rehabilitation counselors need business insurance?

Your clients struggle with severe challenges, which means high risks for your practice. If a patient alleges that your advice caused harm, or they were discharged prematurely, the result could be a lawsuit. Business insurance helps cover expensive legal costs, and may be required by state law.

Rehab counselor helping rehabilitate a patient at a facility.
Light bulb

Find the right coverage

Insureon helps certified rehabilitation counselors (CRCs) find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

What types of business insurance do rehabilitation counselors need?

These insurance policies cover common risks of rehabilitation counseling.

General liability insurance icon

General liability insurance

A general liability policy covers costs in the event of an accidental injury or damage to patient property. Bundle it with commercial property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged patient property
  • Defamation lawsuits
Business owner’s policy icon

Business owner's policy

A business owner’s policy, or BOP, bundles commercial property insurance and general liability coverage at a discount. It protects against common accidents and property damage.

  • Accidental patient injuries
  • Stolen or damaged business property
  • Business interruption incidents
Medical malpractice icon

Professional liability / medical malpractice

Professional liability insurance pays for legal costs related to unsatisfactory work, such as negligent advice that worsens an injury. It's sometimes called malpractice insurance.

  • Accusations of negligence
  • Failure to refer to a specialist
  • Counseling mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for rehabilitation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Lawsuits from employee injuries
Cyber insurance icon

Cyber insurance

This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for rehabilitation counseling practices that store personal information.

  • Client notification costs
  • Fraud monitoring services
  • Data breach investigations
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance covers the cost of an accident involving a vehicle owned by a rehabilitation clinic. Most states require this coverage for vehicles owned by a business.

  • Property damage caused by your vehicle
  • Auto accident injuries
  • Vehicle theft and vandalism
Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

Therapy and counseling professional calculating the cost of business insurance.

A rehabilitation counselor who works independently will pay less for insurance coverage than a larger business.

Factors that affect premiums include:

  • Therapy and counseling services offered
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
View Costs

How do I get rehabilitation counselor business insurance?

It's easy to get rehabilitation counselor insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right liability protection for your rehabilitation counseling practice, whether you work independently or hire employees.

Verified business insurance reviews

Hear from customers like you who purchased small business insurance.

Compare quotes for rehabilitation counselors
Save money by comparing insurance quotes from multiple carriers.