Your clients struggle with severe challenges, which means high risks for your practice. If a patient alleges that your advice caused harm, or they were discharged prematurely, the result could be a lawsuit. Business insurance helps cover expensive legal costs, and may be required by state law.
Insureon helps certified rehabilitation counselors (CRCs) find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
These insurance policies cover common risks of rehabilitation counseling.
A general liability policy covers costs in the event of an accidental injury or damage to patient property. Bundle it with commercial property insurance for savings in a business owner’s policy.
A business owner’s policy, or BOP, bundles commercial property insurance and general liability coverage at a discount. It protects against common accidents and property damage.
Professional liability insurance pays for legal costs related to unsatisfactory work, such as negligent advice that worsens an injury. It's sometimes called malpractice insurance.
Most states require workers' comp for rehabilitation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers financial losses from data breaches and cyberattacks. It's strongly recommended for rehabilitation counseling practices that store personal information.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by a rehabilitation clinic. Most states require this coverage for vehicles owned by a business.
A rehabilitation counselor who works independently will pay less for insurance coverage than a larger business.
Factors that affect premiums include:
It's easy to get rehabilitation counselor insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right liability protection for your rehabilitation counseling practice, whether you work independently or hire employees.