Businesses that sell e-cigarettes, vaporizers, and tobacco products face unique risks. Protect against the unexpected with affordable business insurance tailored for vapor stores and smoke shops.
These policies cover the most common risks faced by smoke shops.
A BOP bundles commercial property insurance and general liability insurance in one plan. It's often the most cost-effective type of commercial insurance for smoke shops.
General liability insurance covers common smoke shop risks, such as a customer injury at your store. Bundle with commercial property insurance for savings in a BOP.
Most states require workers' comp for smoke shops that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps tobacco and vape stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Once a policy’s limit is reached, umbrella insurance for vape shops (or excess liability insurance) boosts coverage on general liability, commercial auto, or employer’s liability insurance.
Commercial auto insurance is usually required for business-owned vehicles. It covers costs if your tobacco shop's truck or other vehicle gets into an accident.
The popularity of e-cigs, atomizers, rechargeable cigarettes, and vaporizers has skyrocketed. However, from an accident at your shop that injures a customer to inventory theft, smoke store owners face high liability. Smoke shop insurance protects retailers from lawsuits, medical bills, and more.