Businesses that sell e-cigarettes, vaporizers, and tobacco products face unique risks. Protect against the unexpected with affordable business insurance tailored for vapor stores and smoke shops.
These policies provide coverage for the most common risks smoke shops face.
A business owner’s policy bundles property insurance and general liability insurance in one plan. It's often the most cost-effective type of commercial insurance for smoke shops.
General liability insurance covers common smoke shop risks, such as an injury at your store. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for smoke shops that have employees. It can cover medical costs for work-related injuries.
Once a policy’s coverage limit is reached, umbrella insurance for vape shops (or excess liability insurance) boosts coverage on general liability or employer’s liability policies.
The popularity of e-cigs, atomizers, rechargeable cigarettes, and vaporizers has skyrocketed. However, from an accident at your shop that injures a customer to inventory theft, smoke store owners face high liability. Smoke shop insurance protects retailers from lawsuits, medical bills, and more.