Business Insurance for Ophthalmologists

Compare multiple quotes from top carriers with one application.
Female doctor ophthalmologist is checking the eye vision of a young man in modern clinic.
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing business insurance quotes for ophthalmologists

From patient injuries to damaged instruments, ophthalmologists need a robust risk management plan in place. Ophthalmologist insurance can protect your private practice from costly accidents and lawsuits.

Ophthalmologist examining a patient's eye.
Compare insurance quotes icon

One application, multiple quotes

Ophthalmologists can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do ophthalmologists need?

These policies cover the most common risks of ophthalmology.

General liability insurance icon

General liability insurance

This policy covers basic third-party risks, such as a patient falling after a dilated eye exam. Bundle it with property insurance in a business owner’s policy for savings.

  • Slip-and-fall accidents
  • Damaged patient property
  • Libel and other advertising injuries
Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property insurance and general liability coverage under one plan. It's often one of the most cost-effective types of commercial insurance for ophthalmologists.

  • Slip-and-fall accidents
  • Damaged patient property
  • Business property damage and theft
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for ophthalmology businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Lawsuits over employee injuries
Professional liability insurance icon

Professional liability insurance

This policy, also called malpractice insurance, covers the cost of lawsuits based on an ophthalmologist's error or oversight.

  • Error in a medical record
  • Accusations of negligence
  • Mistakes or oversights
Commercial auto insurance icon

Commercial auto insurance

Most states require commercial auto insurance for vehicles owned by an ophthalmology business. It helps cover the cost of an accident involving your business vehicle.

  • Damage caused by your vehicle
  • Medical bills from an auto accident
  • Vehicle theft and vandalism
Cyber liability insurance icon

Cyber liability insurance

This policy helps ophthalmology clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy at a discount.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do ophthalmologists need insurance?

Just as you’d advise your patients to obtain health insurance, your ophthalmology practice needs to ensure that it’s shielded from liability. Ophthalmology insurance can help mitigate risks and pay for lawsuits and losses related to work injuries, property damage, and more. Some policies, such as workers' compensation for your employees, may be required by state law.

How much does business insurance cost for healthcare professionals?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

  • Healthcare services offered
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
Carousel prev arrow
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Carousel next arrow
Insureon customer reviews on Feefo
Compare insurance quotes for ophthalmologists
Save money by comparing insurance quotes from multiple carriers.