Business Insurance for Ophthalmologists

Compare multiple quotes from top carriers with one application.
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Save money by comparing ophthalmology business insurance quotes

From patient injuries to damaged ophthalmic instruments, ophthalmologists need a robust risk management plan in place. Ophthalmologist insurance can protect your private practice from costly risks.

Ophthalmologist examining a patient's eye.
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One application, multiple quotes

Ophthalmologists can compare insurance quotes from top U.S. carriers online with Insureon. Fill out one application to receive multiple quotes.

What types of insurance do ophthalmologists need?

These policies provide coverage for the most common risks of ophthalmology.
Note: Insureon cannot provide quotes for professional liability insurance for ophthalmologists, also called malpractice insurance.

Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property and general liability insurance under one plan. It's often one of the most cost-effective types of commercial insurance for ophthalmologists.

  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common ophthalmology risks, such as a patient falling after a dilated eye exam. Bundle with property insurance in a business owner’s policy for savings.

  • Slip-and-fall accidents
  • Damaged patient property
  • Libel or slander lawsuits
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ compensation insurance is required in almost every state for ophthalmology businesses that have employees. It can cover medical costs for work-related injuries.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Cyber liability insurance icon

Cyber liability insurance

This policy helps ophthalmology clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy at a discount.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

How much does business insurance cost for healthcare professionals?

Healthcare professional with a thought bubble with a dollar sign above her head.

Several factors will have an impact on insurance costs, including:

  • Healthcare services offered
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
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Why do ophthalmologists need insurance?

Just as you’d advise your patients to obtain health insurance, your ophthalmology practice needs to ensure that it’s shielded from liability. Ophthalmology insurance can help mitigate risks and pay for lawsuits and losses related to work injuries, property damage, and more.
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