From patient injuries to damaged instruments, ophthalmologists need a robust risk management plan in place. Ophthalmologist insurance can protect your private practice from costly accidents and lawsuits.
These policies cover the most common risks of ophthalmology.
A BOP bundles commercial property and general liability insurance under one plan. It's often one of the most cost-effective types of commercial insurance for ophthalmologists.
This policy covers common ophthalmology risks, such as a patient falling after a dilated eye exam. Bundle with property insurance in a business owner’s policy for savings.
This policy, also called malpractice insurance, covers the cost of lawsuits based on an error by an ophthalmologist, such as misdiagnosis of an eye disease.
Most states require workers' comp for ophthalmology businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps ophthalmology clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy at a discount.
Just as you’d advise your patients to obtain health insurance, your ophthalmology practice needs to ensure that it’s shielded from liability. Ophthalmology insurance can help mitigate risks and pay for lawsuits and losses related to work injuries, property damage, and more. Some policies, such as workers' compensation for your employees, may be required by state law.