From patient injuries to damaged instruments, ophthalmologists need a robust risk management plan in place. Ophthalmologist insurance can protect your private practice from costly accidents and lawsuits.
These policies cover the most common risks of ophthalmology.
This policy covers basic third-party risks, such as a patient falling after a dilated eye exam. Bundle it with property insurance in a business owner’s policy for savings.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's often one of the most cost-effective types of commercial insurance for ophthalmologists.
Most states require workers' comp for ophthalmology businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy, also called malpractice insurance, covers the cost of lawsuits based on an ophthalmologist's error or oversight.
Most states require commercial auto insurance for vehicles owned by an ophthalmology business. It helps cover the cost of an accident involving your business vehicle.
This policy helps ophthalmology clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy at a discount.
Just as you’d advise your patients to obtain health insurance, your ophthalmology practice needs to ensure that it’s shielded from liability. Ophthalmology insurance can help mitigate risks and pay for lawsuits and losses related to work injuries, property damage, and more. Some policies, such as workers' compensation for your employees, may be required by state law.