Just as you’d advise your patients to carry medical insurance, your eye care center needs to ensure that it’s shielded from liability. Business insurance helps mitigate legal costs and losses from injuries, theft, and accidents. Commercial leases and state laws may require coverage.
These insurance policies cover the most common risks of ophthalmology.
This policy covers basic third-party risks, such as a patient who slips and suffers an injury during a routine eye exam. Bundle it with property insurance in a business owner’s policy for savings.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's often one of the most cost-effective types of commercial insurance for eye doctors.
Most states require workers' comp for eye surgery and vision care businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Professional liability insurance covers the cost of lawsuits related to your work, such as a failure to diagnose glaucoma. It's sometimes called malpractice insurance.
Most states require commercial auto insurance for vehicles owned by an ophthalmology business. It helps cover the cost of an accident involving your business vehicle.
This policy helps ophthalmology clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy at a discount.
It's easy to get ophthalmologist insurance or LASIK eye specialist insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your ophthalmology practice, whether you work independently or hire employees.