If a patient suffers from loss of night vision, halos, or another side effect, they could sue your laser eye center. Business insurance helps your facility withstand costly lawsuits, accidents, and data breaches. Some policies, such as workers' compensation, may be required by law.
These insurance policies cover the most common risks of laser eye centers.
General liability insurance covers common third-party risks, such as accidental damage to a patient's eyeglasses or a slip-and-fall injury at an eye surgery company.
A business owner's policy, or BOP, is a cost-effective way for LASIK eye centers to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for eye surgery clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers legal expenses if a patient sues a laser eye center over the result of LASIK or another treatment. It's sometimes referred to as medical malpractice insurance.
Commercial auto insurance is usually required for business-owned vehicles. It covers accidents and lawsuits involving a laser eye center's vehicles.
This policy is also called data breach insurance. It helps eye centers survive cyberattacks and data breaches by paying for recovery expenses and other associated costs.
It's easy to get business insurance for eye surgeons and laser eye surgery centers if you have your company information on hand. Our application will ask for basic facts about your practice, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your laser eye center, whether you work independently or hire employees.