A patient could suffer a slip-and-fall injury at your clinic, or a surgical complication like loss of night vision. The right insurance protection is critical to shield your facility from costly accidents and lawsuits.
These policies cover the most common risks of laser eye centers.
General liability insurance covers common third-party risks, such as accidental damage to a patient's eyeglasses or a slip-and-fall injury at an eye surgery company.
A business owner's policy, or BOP, is a cost-effective way for LASIK eye centers to buy general liability insurance and commercial property insurance together.
Most states require workers' comp for eye surgery clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Also known as malpractice insurance for eye surgeons and other healthcare professionals, this policy covers legal expenses if a patient files a lawsuit over LASIK results.
Commercial auto insurance is usually required for business-owned vehicles. It covers accidents and lawsuits involving a laser eye center's vehicles.
This policy is also called data breach insurance. It helps eye centers survive cyberattacks and data breaches by paying for recovery expenses and other associated costs.
From LASIK to PRK and LASEK, you provide your patients with the gift of clear vision. However, a lawsuit over a negative side effect could put your business at risk. Laser eye center insurance helps your facility withstand costly lawsuits, accidents, and data breaches. It's often required to comply with state laws and the terms of a lease.