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Business Insurance for Laser Eye Centers
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Save money by comparing laser eye center insurance quotes
Your laser eye center faces a range of risks, from a patient's slip-and-fall injury, to a rare surgical complication like loss of night vision. The right insurance protection is critical to shield your facility from costly lawsuits and liabilities.
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What types of insurance do laser eye centers need?
These policies provide coverage for the most common risks of laser eye centers.
General liability insurance
General liability insurance covers common third-party risks, such as accidental damage to a patient's eyeglasses or a slip-and-fall injury at an eye surgery company.
BEST FOR
- Accidental patient injuries
- Patient property damage
- Libel and slander lawsuits
Business owner’s policy
A business owner's policy, or BOP, is a cost-effective way for LASIK eye centers to buy general liability insurance and commercial property insurance together.
BEST FOR
- Slip-and-fall accidents
- Damaged patient property
- Damaged business property
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for eye surgery clinics that have employees. It covers medical costs for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Professional liability insurance
Also known as malpractice insurance for eye surgeons and other healthcare professionals, this policy covers legal expenses if a patient files a lawsuit over LASIK results.
BEST FOR
- Failure to correct vision with surgery
- Side effects, such as halos or double vision
- Complications, such as eye infections
Commercial auto insurance
Commercial auto insurance is usually required for business-owned vehicles. It covers accidents and lawsuits involving a laser eye center's vehicles.
BEST FOR
- Physical damage and collision coverage
- Injuries caused to another person
- Repairs due to vandalism or weather
Cyber liability insurance
This policy is also called data breach insurance. It helps eye centers survive cyberattacks and data breaches by paying for recovery expenses and other associated costs.
BEST FOR
- Client notification expenses
- Fraud monitoring costs
- Public relations
Looking for different coverage? See more policies.
How much does business insurance cost for healthcare facilities?
Several factors will have an impact on insurance costs, including:
- Services offered, such as LASIK, PRK, and LASEK
- Medical equipment and property
- Revenue
- Location
- Number of employees
What our customers are saying
Why do laser eye surgery centers need insurance?
From LASIK to PRK and LASEK, you provide your patients with the gift of clear vision. However, a lawsuit over a negative side effect or an employee's work-related injury could put your business at risk. Laser eye center insurance can help your facility avoid bankruptcy and survive costly legal bills.