Business Insurance for Laser Eye Centers

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Laser Eye Surgery Center

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A patient could suffer a slip-and-fall injury at your clinic, or a surgical complication like loss of night vision. The right insurance protection is critical to shield your facility from costly accidents and lawsuits.

Surgeon using laser to perform eye surgery.

Choose the best rate and coverage

Insureon helps vision centers compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do laser eye centers need?

These policies cover the most common risks of laser eye centers.

General liability insurance

General liability insurance covers common third-party risks, such as accidental damage to a patient's eyeglasses or a slip-and-fall injury at an eye surgery company.

BEST FOR

Accidental patient injuries
Patient property damage
Libel and slander lawsuits

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for LASIK eye centers to buy general liability insurance and commercial property insurance together.

BEST FOR

Slip-and-fall accidents
Damaged patient property
Damaged business property

Workers’ compensation insurance

Most states require workers' comp for eye surgery clinics that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Professional liability insurance

Also known as malpractice insurance for eye surgeons and other healthcare professionals, this policy covers legal expenses if a patient files a lawsuit over LASIK results.

BEST FOR

Failure to correct vision with surgery
Side effects, such as halos or double vision
Complications, such as eye infections

Commercial auto insurance

Commercial auto insurance is usually required for business-owned vehicles. It covers accidents and lawsuits involving a laser eye center's vehicles.

BEST FOR

Physical damage and collision coverage
Injuries caused to another person
Repairs due to vandalism or weather

Cyber liability insurance

This policy is also called data breach insurance. It helps eye centers survive cyberattacks and data breaches by paying for recovery expenses and other associated costs.

BEST FOR

Client notification expenses
Fraud monitoring costs
Public relations

Looking for different coverage? See more policies.

Why do laser eye surgery centers need business insurance?

From LASIK to PRK and LASEK, you provide your patients with the gift of clear vision. However, a lawsuit over a negative side effect could put your business at risk. Laser eye center insurance helps your facility withstand costly lawsuits, accidents, and data breaches. It's often required to comply with state laws and the terms of a lease.

How much does business insurance cost for healthcare facilities?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

Services offered, such as LASIK, PRK, and LASEK
Medical equipment and property
Revenue
Location
Number of employees

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What our customers are saying

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