Business Insurance for CPR and First Aid Instructors

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First Aid/CPR Training
First aid instructor demonstrating CPR on a dummy.
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Save money by comparing insurance quotes for CPR and first aid instructors

If you teach CPR or first aid, your clients could depend on your techniques to save a life. CPR instructor insurance can protect you from malpractice lawsuits, injuries during training, and other risks.

First aid instructor demonstrating CPR on a dummy.
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Multiple quotes with one application

Insureon helps CPR and first aid instructors compare insurance quotes from top U.S. carriers with one easy online application.

What types of business insurance do CPR and first aid instructors need?

These policies cover the most common risks of first aid and CPR training.

Business owner’s policy icon

Business owner’s policy

A BOP bundles commercial property and general liability insurance under one plan. It's one of the most cost-effective commercial insurance policies for first aid instructors.

  • Slip-and-fall accidents
  • Damaged student property
  • Damaged business property
General liability insurance icon

General liability insurance

This policy covers common CPR and first aid instruction risks, such as an injury during training. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Student property damage
  • Libel or slander lawsuits
Professional liability insurance icon

Professional liability insurance

This policy, also known as malpractice insurance, covers legal expenses if a student sues over a mistake, such as failure to teach a technique that could have saved a life.

  • Failure to teach effective CPR
  • Accusations of negligence
  • Mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for first aid instruction businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Looking for different coverage? See more policies.

Why do CPR instructors need insurance?

CPR and first aid instructors teach life-saving techniques and deal with worst-case scenarios. A mistake in training could lead to an injury – or even death. It’s vital to secure liability insurance to protect your small business from malpractice lawsuits, training injuries, and more. You may also need business insurance to comply with state laws or the terms of a commercial lease.

How much does business insurance cost for healthcare professionals?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

  • Healthcare services offered
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
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First Aid/CPR Training