Your students could depend on your life-saving techniques in a crisis. A mistake in training could lead to an injury – or even death. It’s vital to secure liability insurance to protect your small business from malpractice lawsuits, training injuries, and accidents. You may also need business insurance to comply with state laws or the terms of a commercial lease.
These insurance policies cover the most common risks of first aid training.
This policy covers common CPR and first aid instruction risks, such as a bodily injury during training. Bundle it with property insurance for savings in a business owner’s policy.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's one of the most cost-effective commercial insurance policies for first aid instructors.
Most states require workers' comp for first aid instruction businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A professional liability insurance policy covers legal defense costs if a student sues over a mistake, such as failure to properly teach a technique. It's also called malpractice insurance.
Most states require commercial auto insurance for vehicles owned by a CPR training business. It helps cover the cost of an accident involving your business vehicle.
This policy helps first aid instructors recover financially from cyberattacks and data breaches. It's recommended for any small business that handles private information.
It's easy to get CPR and first aid instructor insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your training center, whether you’re self-employed or hire employees.