From dental implants to crowns and bridges, your products face high expectations. Dental lab insurance provides financial protection against product defects and other risks, like employee injuries and data breaches.
These policies cover the most common risks faced by dental labs.
General liability insurance covers common third-party claims, such as a vendor tripping over a rug in your lab. Add product liability insurance to guard against product lawsuits.
A business owner's policy, or BOP, is a cost-effective way for dental laboratories to buy general liability insurance and commercial property insurance together.
Most states require workers' comp for dental labs that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy, also known as malpractice insurance for dental labs, covers legal expenses if a patient sues over a dental prosthetic that causes an injury.
Commercial auto insurance is almost always required for business-owned vehicles. It covers the cost of accidents involving a dental lab's vehicle.
This policy is also called data breach insurance. It helps dental labs survive data breaches and cyberattacks by paying for customer notifications, credit monitoring, and data recovery.
As a dental lab owner or a dentist, you face several risks. A lab technician could slip and get injured, or a customer could sue over an injury caused by an orthodontic appliance. Dental lab business insurance protects your small company from unexpected events that can have serious financial and legal consequences. It also may be required by state laws, clients, or the terms of a lease.