Business Insurance for Dental Labs

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Dental Labs
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Save money by comparing business insurance quotes for dental labs

From dental implants to crowns and bridges, your products face high expectations. Dental lab insurance provides financial protection against product defects and other risks, like employee injuries and data breaches.

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One application, multiple quotes

With Insureon, you can compare insurance quotes for your dental lab from top U.S. carriers. One easy online application is all it takes.

What types of business insurance do dental labs need?

These policies cover the most common risks faced by dental labs.

General liability insurance icon

General liability insurance

General liability insurance covers common third-party claims, such as a vendor tripping over a rug in your lab. Add product liability insurance to guard against product lawsuits.

  • Client injuries
  • Client property damage
  • Libel and slander lawsuits
Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for dental laboratories to buy general liability insurance and commercial property insurance together.

  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
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Workers’ compensation insurance

Most states require workers' comp for dental labs that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Professional liability insurance icon

Professional liability insurance

This policy, also known as malpractice insurance for dental labs, covers legal expenses if a patient sues over a dental prosthetic that causes an injury.

  • Failure to deliver products on time
  • Accusations of negligence
  • Defective dental products
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance is almost always required for business-owned vehicles. It covers the cost of accidents involving a dental lab's vehicle.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Repairs due to vandalism or weather
Cyber liability insurance icon

Cyber liability insurance

This policy is also called data breach insurance. It helps dental labs survive data breaches and cyberattacks by paying for customer notifications, credit monitoring, and data recovery.

  • Client notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do dental labs need insurance?

As a dental lab owner or a dentist, you face several risks. A lab technician could slip and get injured, or a customer could sue over an injury caused by an orthodontic appliance. Dental lab business insurance protects your small company from unexpected events that can have serious financial and legal consequences. It also may be required by state laws, clients, or the terms of a lease.

How much does business insurance cost for healthcare facilities?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

  • Type of healthcare facility
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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