An ill-fitting denture or removable retainer could result in a costly lawsuit if it causes an injury. Business insurance covers the cost of patient lawsuits, along with other risks like theft, fires, and data breaches. Some policies, such as workers' compensation, may be required by state law or your clients.
These insurance policies cover the most common risks faced by dental labs.
A commercial general liability policy covers third-party risks, such as a slip-and-fall injury in your lab. Add product liability insurance to guard against product lawsuits.
A business owner's policy, or BOP, is a cost-effective way for dental laboratories to buy general liability coverage and commercial property insurance together.
Most states require workers' comp for dental labs that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers lawsuits related to mistakes, such as a dental prosthesis that caused an injury. It’s sometimes referred to as malpractice insurance or errors and omissions insurance (E&O).
Almost every state requires commercial auto insurance for business-owned vehicles. It covers financial losses in the event of an accident involving your dental lab's van or other vehicle.
This policy is also called data breach insurance. It helps dental labs survive data breaches and cyberattacks by paying for customer notifications, credit monitoring, and data recovery.
It's easy to get business insurance for dental labs and dentists if you have your company information on hand. Our application will ask for basic facts about your lab, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your dental lab, whether you work independently or hire employees.