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Business Insurance for Dental Labs
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Save money by comparing business insurance quotes for dental labs
From dental implants to crowns and bridges, your products face high expectations. Dental lab insurance can cover faulty prosthetics as well as other risks like employee injuries or data breaches.
One application, multiple quotes
With Insureon, you can compare insurance quotes for your dental lab from top U.S. carriers. One easy online application is all it takes.
What types of business insurance do dental labs need?
These policies cover the most common risks faced by dental labs.
General liability insurance
General liability insurance covers common third-party claims, such as a vendor tripping over a rug in your lab. Add product liability insurance to guard against product lawsuits.
BEST FOR
- Client injuries
- Client property damage
- Libel and slander lawsuits
Business owner’s policy
A business owner's policy, or BOP, is a cost-effective way for dental laboratories to buy general liability insurance and commercial property insurance together.
BEST FOR
- Slip-and-fall accidents
- Damaged patient property
- Damaged business property
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for dental labs that have employees. It can cover medical costs for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Professional liability insurance
This policy, also known as malpractice insurance for dental labs, covers legal expenses if a patient sues over a dental prosthetic that fits poorly or breaks.
BEST FOR
- Failure to deliver products on time
- Accusations of negligence
- Defective dental products
Commercial auto insurance
Commercial auto insurance is almost always required for business-owned vehicles. It covers the cost of accidents involving a dental lab's vehicle.
BEST FOR
- Physical damage and collision coverage
- Injuries caused to another person
- Repairs due to vandalism or weather
Cyber liability insurance
This policy is also called data breach insurance. It helps dental labs survive data breaches and cyberattacks by paying for customer notifications, credit monitoring, and data recovery.
BEST FOR
- Client notification expenses
- Data breach lawsuits
- Fraud monitoring costs
Looking for different coverage? See more policies.
How much does business insurance cost for healthcare facilities?
Several factors will have an impact on insurance costs, including:
- Type of healthcare facility
- Medical equipment and property
- Revenue
- Location
- Number of employees
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Why do dental labs need insurance?
As a dental lab owner or a dentist, you face several risks. From lab technician accidents to lawsuits over an injury caused by an orthodontic appliance, dental lab business insurance can protect your small company from unexpected events that can have serious financial and legal consequences.