Ambulatory surgery centers (ASCs) involve many of the same risks as surgery in a hospital. Surgery center insurance protects your facility against the high costs of patient lawsuits, cyberattacks, and more.
These policies provide coverage for the most common risks faced by ASCs.
General liability insurance covers common third-party risks, such as a patient who files a lawsuit after slipping on a wet floor at your surgery center and breaking an arm.
A business owner's policy, or BOP, is a cost-effective way for surgical centers to buy general liability insurance and commercial property insurance together.
Most states require workers' comp for ambulatory surgery centers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy, also known as malpractice insurance for surgeons, covers legal expenses if a patient files a lawsuit against an ASC for a surgical error or poor advice.
Commercial auto insurance is typically required for business-owned vehicles. It helps cover the costs of accidents involving a surgery center's vehicle.
Also called data breach insurance, this policy helps surgery centers survive cyberattacks and data breaches by paying for recovery expenses and other associated costs.
From ophthalmology to urology procedures, the community relies on your center to provide same-day surgical care. With outpatient surgery comes high liability. ASC business insurance can help mitigate the cost of malpractice lawsuits, damage to surgical equipment, cyberattacks, and other unexpected incidents.