Drinking and dancing means high liability for nightclubs. If someone slips on the dance floor and sues your club, it could put you in a financial bind. Business insurance helps you pay for lawsuits and comply with regulations, so you can keep the party going.
A BOP bundles commercial property insurance and general liability coverage in one plan. It’s often one of the most economical options for a nightclub.
Most states require workers' comp for nightclubs that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A commercial general liability policy covers basic third-party risks, such as a customer who sues over an accidental injury caused by a bouncer. It's required for most commercial leases.
This policy covers medical bills and property damage in an accident involving your nightclub’s vehicle. Each state has its own requirements for auto liability insurance.
This policy covers legal fees, property damage, and medical costs if a bartender serves alcohol to a visibly intoxicated person who then harms others.
This policy helps nightclubs recover from cyberattacks and data breaches. It's recommended for any business that stores customer information.
It's easy to get nightclub insurance or bar insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right coverage for your unique risks, whether you own a small nightclub or a larger venue.