Drinking and dancing means high liability for night clubs. If someone slips on the dance floor and sues your club, it could put you in a financial bind. Business insurance helps you pay for lawsuits and comply with regulations, so you can keep the party going.
Insureon helps night club owners compare quotes for business insurance coverage from top U.S. carriers.
Get several quotes with one easy application.
A BOP bundles commercial property insurance and general liability coverage in one plan. It’s often one of the most economical options for a night club.
Most states require workers' comp for night clubs that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A commercial general liability policy covers basic third-party risks, such as a customer who sues over an accidental injury caused by a bouncer. It's required for most commercial leases.
This policy covers medical bills and property damage in an accident involving your night club’s vehicle. Each state has its own requirements for auto liability insurance.
This policy covers legal fees, property damage, and medical costs if a bartender serves alcohol to a visibly intoxicated person who then harms others.
This policy helps night clubs recover from cyberattacks and data breaches. It's recommended for any business that stores customer information.
A night club with only a few DJs and bartenders will pay less for insurance than a larger club.
Factors that affect premiums include:
It's easy to get night club insurance or bar insurance policies if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right coverage for your unique risks, whether you own a small night club or a larger venue.