An injury or other accident during a home inspection could be costly. Protect your business and gain peace of mind with home inspector insurance.
These policies provide coverage for the most common home inspector risks.
This policy covers basic risks such as client injury or property damage during an inspection. Bundle with property insurance for savings in a business owner’s policy.
Most states require workers’ comp for home inspection businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers legal costs and damages if a vehicle owned by a home inspection company gets into an accident. It can also cover weather damage, vandalism, and theft.
Professional liability insurance for home inspectors and energy consultants, also called E&O insurance, can cover legal costs related to the quality of your work.
Home inspectors and energy consultants often need to examine every inch of a home from the roof to the crawl space. It can be dangerous for you and your clients, who might follow you up a ladder or onto rotten planking. Business insurance for home inspectors can pay legal, medical, and property repair bills in the event of an accident or lawsuit.