Business Insurance for Home Inspectors

Compare multiple quotes from top carriers with one application.
Home Inspection
Home inspector checking the foundation of a home
Logos of Insureon's Partners
We partner with trusted A-rated insurance companies

Save money by comparing home inspector insurance quotes

An injury or other accident during a home inspection could be costly. Protect your business and gain peace of mind with home inspector insurance.

Home inspector examining a crack in a home's foundation
Cursor pointing on laptop screen

One application, multiple quotes

Insureon helps home inspectors compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do home inspectors need?

These policies provide coverage for the most common home inspector risks.

General liability insurance icon

General liability insurance

This policy covers basic risks such as client injury or property damage during an inspection. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Product liability insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

This policy is required in almost every state for home inspection businesses that have employees. It covers medical costs for work-related injuries and illnesses.

BEST FOR
  • Employee medical expenses
  • Missed wages
  • Employee injury lawsuits
Commercial auto insurance icon

Commercial auto insurance

This policy covers legal costs and damages if a vehicle owned by a home inspection company gets into an accident. It can also cover weather damage, vandalism, and theft.

BEST FOR
  • Car accidents
  • Vandalism and theft
  • Weather damage
Professional liability insurance icon

Professional liability insurance

Professional liability insurance for home inspectors, also called errors and omissions insurance (E&O), can cover legal costs related to the quality of your work.

BEST FOR
  • Failure to notice a construction defect
  • Accusations of negligence
  • Work errors and oversights
Looking for different coverage? See more policies.

Why do home inspectors need insurance?

Home inspectors often need to examine every inch of a home from the roof to the crawl space. It can be dangerous for you and your clients, who might follow you up a ladder or onto rotten planking. Business insurance for home inspectors can pay legal, medical, and property repair bills in the event of an accident or lawsuit.

How much does insurance cost for construction and contracting professionals?

Man in construction vest and helmet calculating insurance costs.

Several factors will have an impact on insurance costs, including:

  • The type of services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."
Richard C.
Software / internet design
"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."
Michael D.
Programmer
"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."
Esther L.
Management consultant
Insureon customer reviews on Feefo
Compare home inspector insurance quotes
Save money by comparing insurance quotes from multiple carriers.
Home Inspection