A skid steer accident or theft of heavy equipment could result in costly medical bills, or necessitate a loan to replace the loss. Protect your business with affordable insurance for excavators.
Insureon helps excavation contractors compare insurance quotes from top U.S. carriers online. It’s free, and only takes 15 minutes.
These policies provide coverage for the most common excavation risks.
This policy covers common excavation risks, such as client property damage caused by a backhoe. Bundle with property insurance for savings in a business owner’s policy.
Workers’ compensation insurance is required in almost every state for excavation businesses that have employees. It can cover medical bills for work-related injuries.
This policy covers third-party injuries and property damage caused by excavation company vehicles, as well as repairs to vehicles damaged by weather or vandalism.
This insurance policy helps pay for repair or replacement of an excavation contractor’s equipment and tools if they are lost, stolen, or damaged.
Several factors will have an impact on insurance costs, including:
Whether you specialize in residential excavation or commercial grading, earth moving is a risky profession. Excavator insurance can help cover medical bills for a Bobcat operator's back injury, a lawsuit from property damage caused by a mini excavator, and more.