Business Insurance for Excavation Contractors

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Major excavation underway at sunset

Save money by comparing excavator business insurance quotes

A skid steer accident or theft of heavy equipment could result in costly medical bills, or necessitate a loan to replace the loss. Protect your business with affordable insurance for excavators.

Excavator digging at a construction site.
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Insureon helps excavation contractors compare insurance quotes from top U.S. carriers online. It’s free, and only takes 15 minutes.

What types of insurance do excavation contractors need?

These policies provide coverage for the most common excavation risks.

Looking for different coverage? See more policies.

How much does insurance cost for excavation contractors?

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Several factors will have an impact on insurance costs, including:

  • Excavation services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
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What our customers are saying
"I was confused about what type of coverage I needed and Holly was extremely helpful. Way more helpful than I had experienced with other companies. I got the exact coverage I needed!"
Jessica Shannon
Customer since 2016
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Why do excavation contractors need insurance?

Whether you specialize in residential excavation or commercial grading, earth moving is a risky profession. Excavator insurance can help cover medical bills for a Bobcat operator's back injury, a lawsuit from property damage caused by a mini excavator, and more.

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