A skid steer accident could result in costly medical bills, or theft of heavy equipment could necessitate a loan to replace the loss. Protect your business with affordable insurance for excavators.
These policies cover the most common risks of excavation businesses.
This policy covers third-party excavation risks, such as client property damage caused by a backhoe. Bundle with property insurance for savings in a business owner’s policy (BOP).
Most states require workers’ comp for excavation businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers third-party injuries and property damage caused by excavation company vehicles, as well as repairs to vehicles damaged by weather or vandalism.
This insurance policy helps pay for repair or replacement of an excavation contractor’s equipment and tools if they are lost, stolen, or damaged.
Whether you specialize in residential excavation or commercial grading, earth moving is a risky profession. Excavator insurance can help cover medical bills for a Bobcat operator's back injury, a lawsuit over a fence damaged by a mini excavator, equipment theft, and more.
We also cover installation contractors.