Cannabis Wholesaler and Distributor Insurance

Why do cannabis wholesalers and distributors need insurance?

A fire or large-scale burglary at your warehouse could impact a cannabis wholesaler for years. Business insurance helps wholesalers and distributors recover quickly from property losses, lawsuits, and injuries. Some policies, such as general liability insurance, may be required by state law.

Wholesaler pointing at cannabis products on a shelf.

Find the right coverage

Insureon helps cannabis wholesalers and distributors find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

What types of business insurance do cannabis wholesalers need?

These insurance policies cover the common risks of cannabis distributors.

General liability insurance icon

General liability insurance

A general liability policy protects against basic third-party risks, such as a client who trips and suffers an injury in your warehouse. Some state laws require this coverage for cannabis businesses.

Best for:

  • Customer bodily injuries
  • Damaged customer property
  • Libel and other advertising injuries

Learn more about general liability insurance.

Product liability insurance icon

Product liability insurance

This policy provides financial protection against lawsuits related to your products. For example, it will help pay legal costs if a customer is harmed by a contaminated batch of marijuana.

Best for:

  • Pesticide contamination
  • Mold in cannabis products
  • Adverse reactions to CBD or marijuana

Learn more about product liability insurance.

Commercial property insurance icon

Commercial property insurance

This policy helps pay for property damage and loss, such as a fire that destroys a wholesaler's inventory. Landlords often require business owners to carry this coverage.

Best for:

  • Fire at a warehouse
  • Water damage from a burst pipe
  • Theft of merchandise

Learn more about commercial property insurance.

How do I get cannabis wholesaler insurance?

It's easy to get business insurance for cannabis wholesalers and distributors if you have your company information on hand. Our agent will ask for basic facts about your company, such as business income and number of employees.

Insureon's licensed insurance agents work with top-rated U.S. providers to find cannabis insurance coverage that matches your business's risks and budget. Contact our licensed cannabis insurance specialist to get started.

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