Business Insurance for Marriage and Family Therapists

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Marriage and Family Therapist
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An injury at your office or a lawsuit from a dissatisfied couple could have major financial repercussions. Safeguard your small marriage and family therapy practice with cost-effective policies.

Female marriage therapist speaking with a couple.
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Insureon helps marriage and family therapists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do marriage and family therapists need?

These policies cover common risks faced by marriage and family therapists. 

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General liability insurance

This policy covers basic marriage and family therapy risks, such as a client injury at your office. Bundle with property insurance for savings in a business owner’s policy.

  • Slip-and-fall accidents
  • Damaged client property
  • Libel or slander lawsuits
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Business owner's policy

A BOP bundles property insurance and general liability insurance at a discount. It's often the most cost-effective type of commercial insurance for marriage and family therapists.

  • Client injuries
  • Damaged business property
  • Business interruption incidents
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Workers’ compensation insurance

Most states require workers' comp for marriage and family therapy businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Missed wages
  • Legal costs
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Professional liability / medical malpractice

Professional liability insurance can cover legal expenses if a family therapist is sued for unsatisfactory work, such as a client who claims that your advice caused harm.

  • Accusations of negligence
  • Failure to deliver services
  • Therapy mistakes or oversights
Looking for different coverage? See more policies.

Why do marriage and family therapists need insurance?

Working to improve your clients’ closest relationships places you at risk of lawsuits over your advice and results. Your practice is also susceptible to common risks, such as property damage and injuries. Marriage counseling insurance can cover attorney's fees, medical expenses, and other unexpected costs.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

  • Therapy and counseling services offered
  • Business equipment and property
  • Revenue
  • Location
  • Number of employees
View Costs
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Marriage and Family Therapist