Business Insurance for Creative Arts Therapists

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From misunderstood advice to an injury at your studio, creative and expressive arts therapists are vulnerable to lawsuits. Therapy insurance can safeguard small practices from legal fees at an affordable price.

Art therapist helping a teenager create a painting.

Multiple quotes with one application

Insureon helps expressive and creative arts therapists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do expressive and creative arts therapists need?

These policies cover common risks faced by creative arts therapists.

General liability insurance

This policy covers basic art therapist risks, such as accidental client injuries and property damage. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged client property
Libel or slander lawsuits

Business owner's policy

A BOP bundles property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for art therapists.

BEST FOR

Client property damage
Client injuries
Fires and other business property damage

Workers’ compensation insurance

This policy is required in almost every state for art therapy businesses with employees. It can cover medical bills and lost wages for work-related injuries and illnesses.

BEST FOR

Employee medical expenses
Partial missed wages
Lawsuits over employee injuries

Professional liability insurance

This policy, also called malpractice insurance, can help cover legal expenses if an art therapist is sued for unsatisfactory work, such as failure to improve a client’s mental health.

BEST FOR

Accusations of negligence
Failure to deliver results
Therapy mistakes or oversights

Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

Therapy and counseling services offered
Business equipment and property
Revenue
Location
Number of employees

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What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do expressive and creative arts therapists need insurance?

Art, drama, dance, and music therapists help people work through mental, physical, and emotional issues. Offering these services is transformative, but your work is not without risk. Therapist insurance protects against accidents and lawsuits, so you can continue to improve your clients’ lives.

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