Art, drama, dance, and music therapists help boost their clients' mental health and well-being. Offering these services is transformative, but involves significant legal liability. Business insurance protects against costly accidents and lawsuits, so you can continue to improve your clients’ lives.
Expressive and creative arts therapists can save money on insurance by comparing quotes from top-rated providers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
These insurance policies cover common risks of art therapy services.
This policy covers basic third-party risks, such as an accident that injures an art therapist’s client or damages their property. It’s often required for a commercial lease.
A BOP bundles commercial property insurance and general liability coverage at a discount. It protects art therapists from common lawsuits and business property damage.
Professional liability insurance covers legal defense costs related to mistakes and oversights. It's sometimes referred to as malpractice insurance or errors and omissions insurance (E&O).
Most states require workers' comp for art therapy businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber liability insurance covers financial losses from data breaches and cyberattacks. It's strongly recommended for any healthcare professional who stores personal information.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by an art therapy business. Most states require this coverage for business-owned vehicles.
An art therapist who works independently can expect to pay less for insurance than a healthcare provider with several employees.
Factors that affect premiums include:
It's easy to get art therapist liability insurance and property insurance if you have your company information on hand. Our application will ask for basic facts about your clinic, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your art therapy practice, whether you work full-time or part-time.