From misunderstood advice to an injury at your studio, creative and expressive arts therapists are vulnerable to lawsuits. Therapy insurance can safeguard small practices from legal fees at an affordable price.
These policies cover common risks faced by creative arts therapists.
This policy covers basic art therapist risks, such as accidental client injuries and property damage. Bundle with property insurance for savings in a business owner’s policy.
A BOP bundles property insurance and general liability insurance under one plan. It's often the most cost-effective type of commercial insurance for art therapists.
This policy can help cover legal expenses if an art therapist is sued for a mistake, such as lack of supervision that leads to an injury. It's sometimes referred to as malpractice insurance.
Most states require workers' comp for art therapy businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
Cyber liability insurance covers financial losses from data breaches and cyberattacks. It's strongly recommended for art therapy businesses that store personal information.
Commercial auto insurance covers the cost of an accident involving a vehicle owned by an art therapy business. Most states require this coverage for business-owned vehicles.