Business Insurance for Animal-Assisted Therapists

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Animal-assisted therapists face several liability risks, including accidental injury to a client. Liability insurance for therapy dogs and other services can protect your practice against costly lawsuits.

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Insureon helps animal-assisted therapists compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do animal-assisted therapists need?

These policies cover common risks faced by animal-assisted therapists.

General liability insurance

General liability covers basic animal-assisted therapy risks, such as client property damage and injury. Bundle with property insurance for savings in a business owner’s policy.

BEST FOR

Slip-and-fall accidents
Damaged client property
Libel or slander lawsuits

Business owner’s policy

A BOP bundles property insurance and general liability insurance at a discount. It's often the most cost-effective type of commercial insurance for animal-assisted therapists.

BEST FOR

Client injuries
Damaged business property
Business interruption incidents

Workers’ compensation insurance

This policy is required in almost every state for pet-assisted therapy businesses with employees. It can cover medical bills and lost wages for work-related injuries and illnesses.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

Professional liability insurance

This policy can help cover legal expenses if an animal-assisted therapist is sued for work mistakes, such as a client injury from interaction with a therapy dog or horse.

BEST FOR

Accusations of negligence
Client injury from animal interactions
Therapy mistakes or oversights

Looking for different coverage? See more policies.

How much does insurance cost for therapy and counseling professionals?

Therapist calculating insurance costs with dollar sign in thought bubble over her head.

Several factors will have an impact on insurance costs, including:

Therapy and counseling services offered
Business equipment and property
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do animal-assisted therapists need insurance?

Interacting with dogs, cats, and other animals can help your clients reach their physical and emotional goals, but it also comes with risk. Whether dealing with a client lawsuit over an animal bite or another claim, pet therapy insurance can help your small practice survive costly setbacks.

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