Vending machine businesses face a variety of risks, including theft, property damage, and lawsuits related to your products. Insurance for vending machines covers hefty financial losses that could devastate your business. Some insurance policies may be required by state laws or client contracts.
These policies cover common risks faced by vending machine operators.
A business owner's policy, or BOP, is a cost-effective way for vending machine business owners to buy general liability coverage and commercial property insurance together.
A general liability policy covers third-party injuries and property risks, such as a customer who injures their hand when trying to retrieve a candy bar or other item from a vending machine.
Most states require workers' comp for vending machine businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps vending machine operators survive data breaches and cyberattacks. It's recommended for any business that handles credit card numbers or other personal information.
Commercial umbrella insurance boosts coverage on your vending machine business's general liability, employer’s liability, or commercial auto insurance once the policy limit is reached.
Commercial auto insurance covers accidents involving a vending machine operator's truck or other vehicle. Each state has its own requirements for auto insurance policy limits.
It's easy to get insurance for vending machine businesses if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right type of coverage for your vending machine business, whether you work independently or hire employees.