Every candy shop faces risks like fire, theft, and injuries. If someone sues for damages, the costs could shut down your store, despite its loyal clientele. Business insurance offers financial protection so an unexpected event doesn’t set you too far back.
Insureon helps candy shop owners find insurance that matches your unique risks.
Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.
A BOP bundles commercial property insurance and general liability coverage in one plan. It’s often the most economical option for a candy shop or confectionery store.
This insurance covers common third-party risks, including accidents that injure customers or damage their property. It’s required for most commercial leases.
Most states require workers' comp for candy stores that have employees. It also protects sole proprietors from work-related injury costs that health insurance might deny.
This policy helps chocolate shops and candy stores survive data breaches and cyberattacks. It's recommended for any small business that handles credit card numbers or other sensitive information.
Commercial umbrella insurance boosts coverage on a candy shop's general liability, employer’s liability, or commercial auto insurance once the policy reaches its limit.
Most states require a commercial auto policy for business-owned vehicles. This policy covers accidents involving a candy store's delivery van or other vehicle.
A small candy shop with a few employees will pay less for insurance than a larger business.
Factors that affect premiums include:
It's easy to get candy shop business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your confectionary store, whether you work independently or hire employees.