Every candy shop faces risks like fire, theft, and injuries. Small business insurance protects your store so you can focus on running your business.
A BOP bundles commercial property insurance and general liability insurance under one plan. It’s often one of the most economical options for a candy or confectionery store.
This policy covers common risks, including customer injuries and property damage at your candy store. It’s required for most commercial leases.
Most states require workers' comp for candy stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps chocolate shops and candy stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Commercial umbrella insurance boosts coverage on a candy shop's general liability, employer’s liability, or commercial auto insurance once the policy reaches its limit.
Most states require commercial auto insurance for business-owned vehicles. This policy covers accidents involving a candy store's delivery van or other vehicle.
Your candy store has unique risks. A fire could destroy your inventory, or a customer could slip on spilled candy, hit their head, and sue for damages. The expenses could shut down your store, despite its loyal clientele. Business insurance offers financial protection so an unexpected event doesn’t set you too far back.