Bridal shops have unique risks and costly inventory. If a bride slips while trying on a wedding dress, or a pipe bursts in your shop, the financial losses could be devastating. Business insurance covers accidents and lawsuits, giving you peace of mind so you can focus on your clients' big day.
These insurance policies cover the most common risks faced by bridal shops.
A business owner's policy, or BOP, is a cost-effective way for bridal shop owners to buy general liability coverage and commercial property insurance together.
General liability insurance covers third-party injury and property risks, such as a bridesmaid who stumbles into a clothing rack and sues over the injury.
Most states require workers' comp for wedding stores that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps bridal stores survive data breaches and cyberattacks. It's recommended for any shop that handles credit card numbers or other sensitive information.
Commercial umbrella insurance boosts coverage on your bridal shop’s general liability, employer’s liability, or commercial auto insurance once the policy limit is reached.
This policy covers accidents involving a bridal shop's delivery van or other vehicle. Each state has its own requirements for auto liability insurance.
It's easy to get bridal shop business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your bridal store, whether you work independently or hire employees.