Business Insurance for Radiologists

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Radiology Labs
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Radiologists face numerous risks. A patient could claim your X-ray led to a misdiagnosis, or sue for alleged overexposure to radiation. Radiologist insurance can shield your lab from legal bills and more.

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Choose the best rate and coverage

Insureon helps radiologists compare insurance quotes from top U.S. carriers with one easy online application.

What types of business insurance do radiologists need?

These policies provide coverage for the most common risks of radiology.

Business owner’s policy icon

Business owner’s policy

A business owner’s policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of commercial insurance for radiologists.

  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
Professional liability insurance icon

Professional liability insurance

This policy, also called malpractice insurance, covers legal expenses if a patient sues a radiologist for an error, such as poor imaging that leads to an incorrect diagnosis.

  • Misdiagnosis or failure to diagnose
  • Accusations of negligence
  • Mistakes or oversights
Workers’ compensation insurance icon

Workers’ compensation insurance

This policy is required in almost every state for radiology businesses that have employees. It can help cover medical bills and lost wages for work-related injuries and illnesses.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Cyber liability insurance icon

Cyber liability insurance

This policy helps radiology labs survive data breaches and cyberattacks. It can cover the cost of recovering data and notifying customers about a data breach.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do radiologists need insurance?

If a patient claims that your X-ray failed to reveal a tumor, or that MRI contrast dye caused serious side effects, you could face a lawsuit. Radiology lab insurance helps ensure that unexpected legal and medical costs are covered, so you can continue to practice.

How much does business insurance cost for healthcare professionals?

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Several factors will have an impact on insurance costs, including:

  • Healthcare services offered
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
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Radiology Labs