Business Insurance for Radiologists

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Radiology Labs
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Radiologists face numerous risks. A patient could claim they were injured during an X-ray, or a cyberattack could expose sensitive data. Radiologist insurance can shield your lab from legal bills and other expenses.

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Choose the best rate and coverage

Insureon helps radiologists compare insurance quotes from top U.S. carriers online. Get multiple quotes with one easy application.

What types of business insurance do radiologists need?

These policies provide coverage for the most common risks of radiology.

Business owner’s policy icon

Business owner’s policy

A business owner’s policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of commercial insurance for radiologists.

  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
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Professional liability insurance

This policy, also called malpractice insurance, covers legal expenses if a patient sues a radiologist for negligence or an error that causes them harm.

  • Failure to deliver promised results
  • Accusations of negligence
  • Mistakes or oversights
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Workers’ compensation insurance

Most states require workers' comp for radiology businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
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Cyber liability insurance

This policy helps radiology labs survive data breaches and cyberattacks. It can cover the cost of recovering data and notifying customers about a data breach.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do radiologists need insurance?

If a patient slips and suffers an injury, or has an allergic reaction to MRI contrast dye, you could face a lawsuit. Radiology lab insurance helps ensure that unexpected legal and medical costs are covered, so you can continue to practice. Some policies, such as workers' compensation for your employees, may be required by state law.

How much does business insurance cost for healthcare professionals?

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Several factors will have an impact on insurance costs, including:

  • Healthcare services offered
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
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Radiology Labs