Business Insurance for Radiologists

Radiology Labs
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Why do radiologists need insurance?

If a patient slips and suffers an injury, or has an allergic reaction to contrast dye, you could face a lawsuit. Business insurance helps pay for unexpected legal fees and medical costs at your radiology lab. Some policies, such as workers' compensation, may be required by law.

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Get same-day insurance

With Insureon, radiologists can get insurance coverage the same day they apply for quotes.

Fill out our easy online application to compare quotes from top-rated providers.

What types of business insurance do radiologists need?

These insurance policies cover the most common risks at radiology labs.

General liability insurance icon

General liability insurance

A general liability policy covers basic third-party risks, such as a lawsuit from a patient who slips in your clinic and breaks a wrist. It's often required for commercial leases.

  • Slip-and-fall accidents
  • Damaged patient property
  • Libel and other advertising injuries
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Business owner’s policy

A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for radiologists.

  • Slip-and-fall accidents
  • Damaged patient property
  • Business property damage and theft
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for radiology businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Lawsuits from employee injuries
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Professional liability / medical malpractice

This policy covers legal expenses if a patient sues a radiologist for negligence or an error that causes them harm. It's sometimes referred to as medical malpractice insurance.

  • Missed deadline for imaging services
  • Accusations of negligence
  • Mistakes or oversights
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Commercial auto insurance

Most states require commercial auto insurance for vehicles owned by a radiology clinic. It helps cover the cost of an accident involving your business vehicle.

  • Damage caused by your vehicle
  • Medical bills from an auto accident
  • Vehicle theft and vandalism
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Cyber insurance

This policy helps radiology labs survive data breaches and cyberattacks. It can cover the cost of recovering data and notifying customers about a data breach.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

How much does business insurance cost for healthcare professionals?

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A small radiology lab will pay less for insurance than a larger business.

Factors that affect the pricing include:

  • Services offered, such as X-rays or mammography
  • Business equipment and property
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
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How do I get radiologist insurance?

It's easy to get radiology business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right coverage for radiologists and diagnostic imaging centers, whether you work independently or hire employees.

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