From detecting abnormalities to prescribing medications, optometrists face many risks that can lead to optometric malpractice claims. Optometry insurance can help you survive lawsuits, property damage, and more.
These policies provide coverage for the most common risks of optometry.
A BOP bundles property insurance and general liability insurance under one plan. It's often one of the most cost-effective types of commercial insurance for optometrists.
This policy, also called optometry malpractice insurance, covers legal expenses if a patient sues over an error, such as failure to perform a dilated fundus exam and diagnose an illness.
Most states require workers' comp for optometry businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps optometry clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.
If you fail to notice an eye disease that leads to loss of sight, you could face a malpractice lawsuit. Optometrist insurance can cover the high cost of a legal defense, as well as protect your practice against equipment damage, injuries, and other risks. Some policies, such as workers' compensation for your employees, may be required by state law.