Business insurance can cover the high cost of a legal defense, and also protect your practice financially against equipment damage, injuries, and other risks. Some policies, such as workers' compensation for your employees, may be required by state law.
These insurance policies cover the most common risks of optometry.
A general liability policy covers basic third-party risks, such as an injury from a patient tripping in your optometry clinic. It's often required for commercial leases.
A BOP bundles commercial property insurance and general liability coverage under one plan. It's one of the most cost-effective types of commercial insurance for optometrists.
Most states require workers' comp for optometry businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy covers legal defense costs related to errors and oversights, such as an optometric physician who fails to identify a serious illness. It’s sometimes called medical malpractice insurance.
Most states require commercial auto insurance for vehicles owned by an optometry practice. It helps cover the cost of an accident involving your business vehicle.
This policy helps optometry clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.
It's easy to get optometrist business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your optometry clinic, whether you work independently or hire employees.