From detecting abnormalities to prescribing medications, optometrists face many risks that can lead to optometric malpractice claims. Optometry insurance can help you survive lawsuits, property damage, and more.
These policies provide coverage for the most common risks of optometry.
A BOP bundles property insurance and general liability insurance under one plan. It's often one of the most cost-effective types of commercial insurance for optometrists.
This policy, also called optometry malpractice insurance, covers legal expenses if a patient sues over an error, such as failure to perform a dilated fundus exam and diagnose an illness.
Workers’ compensation insurance is required in almost every state for optometry businesses that have employees. It can cover medical costs for work-related injuries.
This policy helps optometry clinics survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.
Your patients trust you with their vision. If you fail to notice an eye disease that leads to loss of sight, you could face a malpractice lawsuit. Optometrist insurance can cover the high cost of a legal defense, as well as protect your practice against equipment damage, injuries, and other risks.