Like other healthcare professionals, opticians are vulnerable to medical malpractice suits. Independent optician practices also need to be prepared for lawsuits and losses from everyday accidents. Find peace of mind and safeguard your eyewear business with optician insurance.
Opticians can save money by comparing quotes from top-rated insurance providers.
Fill out Insureon's easy online application to get free quotes and advice from a licensed agent.
These insurance policies cover the most common risks faced by opticians.
This policy covers basic third-party risks, such as a customer who trips and suffers an injury during a routine eye exam. Combine it with property insurance for savings in a business owner’s policy.
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective type of commercial insurance for an eye care center.
Most states require workers' comp for optician practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This insurance covers the cost of lawsuits related to errors and oversights, such as a dispensing optician sued for a contact lens conversion mistake. It’s sometimes called malpractice insurance.
Most states require commercial auto insurance for vehicles owned by an optician's clinic. It helps cover the cost of an accident involving your business vehicle.
This policy helps opticians recover from data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.
A large vision care center will pay more for insurance than a small business.
Factors that affect premiums include:
It's easy to get optician business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your vision center, whether you work independently or hire employees.