A customer lawsuit, workplace injury, or other incident can be too much for a small optical business to handle. Optician insurance covers the most common risk exposures facing eyewear businesses.
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These policies provide coverage for the most common risks faced by opticians.
A business owner’s policy bundles commercial property and general liability insurance in one plan. A BOP is often the most cost-effective type of commercial insurance for opticians.
This policy covers common optician risks, such as customer injury and damage to customer property. Combine it with property insurance for savings in a business owner’s policy.
This policy, also called malpractice insurance, covers the cost of lawsuits based on an error by an optician, such as failure to accurately translate a contact lens prescription.
This policy is required in almost every state for optician practices that have employees. It can help cover medical expenses for work-related injuries and illnesses.
Several factors will have an impact on insurance costs, including:
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