Why do EEG technicians need insurance?
Self-employed EEG technicians don't have the luxury of relying on a hospital or clinic when facing a lawsuit. If a patient sues over failure to detect an abnormality or neurological disease, your personal assets could be at risk. Business insurance provides the financial protection needed to survive lawsuits, injuries, and accidents. Some policies may be required by law.
Get same-day insurance
With Insureon, EEG technicians can get insurance coverage the same day they apply for quotes.
Fill out our easy online application to compare quotes from top-rated providers.
What types of insurance do EEG technicians need?
These insurance policies cover the common risks faced by EEG technicians.
General liability insurance
This policy covers common EEG technologist risks, such as patient slip-and-fall injuries. Save money by bundling it with property insurance in a business owner’s policy.
- Slip-and-fall accidents
- Damaged patient property
- Libel and other advertising injuries
Business owner’s policy
A BOP bundles commercial property insurance and general liability coverage in one plan. It's often the most cost-effective insurance policy for an EEG technician.
- Slip-and-fall accidents
- Damaged patient property
- Damaged business property
Workers’ compensation insurance
Most states require workers' comp for EEG practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
- Employee medical expenses
- Disability benefits
- Lawsuits over employee injuries
Professional liability / medical malpractice
A professional liability policy covers legal expenses if a patient blames a technician for an error or injury during an EEG. It's sometimes referred to as malpractice insurance.
- Failure to deliver services
- Accusations of negligence
- EEG mistakes or oversights
Commercial auto insurance
Most states require commercial auto insurance for vehicles owned by an EEG business. It helps cover the cost of an accident involving your business vehicle.
- Damage caused by your vehicle
- Medical bills from an auto accident
- Vehicle theft and vandalism
Cyber insurance
This policy helps EEG technicians survive data breaches and cyberattacks. It can often be added to a business owner's policy or general liability policy for savings.
- Customer notification expenses
- Data breach lawsuits
- Fraud monitoring costs
How much does business insurance cost for healthcare professionals?
A small medical practice will pay less for insurance than a larger business.
Factors that affect premiums include:
- Healthcare services offered
- Medical equipment and property
- Business income
- Business location
- Types of insurance purchased
- Policy limits and deductibles
How do I get EEG technician insurance?
It's easy to get EEG technician business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
- Complete a free online application
- Compare insurance quotes and choose policies
- Pay for your policy and download a certificate
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your EEG business, whether you work independently or hire employees.
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