Business Insurance for Dietitians and Nutritionists

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Why do dietitians need insurance?

As a registered dietitian (RD) or nutritionist, you help patients manage and prevent nutrition-related diseases or deficiencies. Running a private practice, however, exposes you to huge risks. Insurance protects your business against escalating legal costs from injuries and common accidents. Some policies, such as workers' comp, are required by law.

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Find the right coverage

Insureon helps dietitians and nutritionists find insurance that matches your unique risks.

Get free expert advice and peace of mind knowing you have the right property and liability coverage for your small business.

What types of insurance do dietitians and nutritionists need?

These insurance policies cover the most common risks faced by dietitians.

General liability insurance icon

General liability insurance

A general liability policy covers basic third-party risks, such as a patient who trips and suffers an injury in a nutrition counseling office. It's often required for commercial leases.

  • Bodily injuries
  • Damaged patient property
  • Libel and other advertising injuries
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Business owner’s policy

A BOP bundles commercial property insurance and general liability coverage under one plan. It's often the most cost-effective commercial insurance policy for a nutritionist.

  • Personal injury lawsuits
  • Business property damage and theft
  • Business interruption insurance
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for dietitian practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Lawsuits over employee injuries
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Professional liability / medical malpractice

A professional liability policy covers legal defense costs related to errors and oversights, such as dietary advice that worsens a medical condition. It’s sometimes called malpractice insurance.

  • Claims that advice caused harm
  • Failure to refer to a primary care physician
  • Mistakes or oversights
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Commercial auto insurance

Most states require commercial auto insurance for vehicles owned by a dietetics practice. It helps cover the cost of an accident involving your business vehicle.

  • Damage caused by your vehicle
  • Medical bills from an auto accident
  • Vehicle theft and vandalism
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Cyber liability insurance

This policy helps nutritionists survive data breaches and cyberattacks by paying for a response and recovery. It can be added to a BOP or general liability policy for savings.

  • Customer notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

How much does business insurance cost for dietitians?

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A small wellness center will pay less for insurance than a larger business.

Factors that affect premiums include:

  • Business specialty, such as nutrition counseling services or telehealth
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
View Costs

How do I get dietitian insurance?

It's easy to get dietitian or nutritionist business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your nutrition clinic, whether you work independently or hire employees.

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