A general liability insurance policy covers basic third-party risks, such as a patient who slips during a consultation about hearing problems. It's often required for commercial leases.
This type of policy, also called a BOP, bundles commercial property insurance and general liability coverage under one plan. Small, low-risk audiology clinics are usually eligible for this coverage.
Professional liability insurance, also called medical malpractice insurance, covers legal costs related to professional mistakes, such as failure to diagnose a tumor that caused hearing loss.
This policy covers the cost of accidents involving an audiology business's vehicle. Most states require this coverage for vehicles owned by a business.
Most states require workers' comp for audiology practices that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
This policy helps audiology clinics recover financially from data breaches and cyberattacks. It's strongly recommended for any small business that handles personal information.
It's easy to get audiologist liability insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your audiology business, whether you work independently or hire employees.