Business Insurance for Dialysis Centers

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Dialysis Centers
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From staff lifting injuries to complications from hemodialysis, dialysis centers are exposed to numerous risks. Dialysis center insurance safeguards against employee injuries, patient lawsuits, and more.

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Insureon helps dialysis companies compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of business insurance do dialysis centers need?

These policies cover the most common risks faced by dialysis providers.

General liability insurance icon

General liability insurance

General liability insurance covers common third-party risks, such as a patient who sues when a nurse drops their smart phone and breaks it.

  • Slip-and-fall accidents
  • Damaged patient property
  • Slander and libel lawsuits
Business owner’s policy icon

Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for dialysis centers to buy general liability insurance and commercial property insurance together.

  • Slip-and-fall accidents
  • Damaged patient property
  • Damaged business property
Workers’ compensation insurance icon

Workers’ compensation insurance

Most states require workers' comp for dialysis centers that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

  • Employee medical expenses
  • Partial missed wages
  • Lawsuits over employee injuries
Professional liability insurance icon

Professional liability insurance

This policy, also known as malpractice insurance for dialysis centers, covers legal expenses if a patient files a lawsuit over dialysis results or side effects.

  • Failure to achieve promised results
  • Mistakes or oversights during treatment
  • Dialysis complications or side effects
Commercial auto insurance icon

Commercial auto insurance

Commercial auto insurance helps cover the costs of accidents involving your dialysis company's vehicles. It also covers vehicle theft and vandalism.

  • Physical damage and collision coverage
  • Injuries caused to another person
  • Repairs due to vandalism or weather
Cyber liability insurance icon

Cyber liability insurance

Also called data breach insurance, this policy helps dialysis centers survive cyberattacks and data breaches by paying for recovery expenses and other associated costs.

  • Breach notification expenses
  • Data breach lawsuits
  • Fraud monitoring costs
Looking for different coverage? See more policies.

Why do dialysis centers need insurance?

Running a dialysis company carries its fair share of liability, including malpractice lawsuits over treatments that cause hemorrhaging or heart failure. Dialysis center insurance coverage can shield you from the high costs of a legal battle, so your center can continue to offer its lifesaving services.

How much does business insurance cost for healthcare facilities?

Healthcare professional below a thought bubble with a dollar sign.

Several factors will have an impact on insurance costs, including:

  • Services offered, such as at-home hemodialysis
  • Medical equipment and property
  • Revenue
  • Location
  • Number of employees
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