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Business Insurance for Dialysis Centers
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Save money by comparing dialysis business insurance quotes
From staff lifting injuries to complications from hemodialysis, dialysis centers are exposed to numerous risks. Dialysis center insurance safeguards against employee injuries, patient lawsuits, and more.
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What types of business insurance do dialysis centers need?
These policies cover the most common risks faced by dialysis providers.
General liability insurance
General liability insurance covers common third-party risks, such as a patient who sues when a nurse drops their smart phone and breaks it.
BEST FOR
- Slip-and-fall accidents
- Damaged patient property
- Slander and libel lawsuits
Business owner’s policy
A business owner's policy, or BOP, is a cost-effective way for dialysis centers to buy general liability insurance and commercial property insurance together.
BEST FOR
- Slip-and-fall accidents
- Damaged patient property
- Damaged business property
Workers’ compensation insurance
Workers’ compensation insurance is required in almost every state for dialysis centers that have employees. It can cover medical costs for work-related injuries.
BEST FOR
- Employee medical expenses
- Partial missed wages
- Lawsuits over employee injuries
Professional liability insurance
This policy, also known as malpractice insurance for dialysis centers, covers legal expenses if a patient files a lawsuit over dialysis results or side effects.
BEST FOR
- Failure to achieve promised results
- Mistakes or oversights during treatment
- Dialysis complications or side effects
Commercial auto insurance
Commercial auto insurance helps cover the costs of accidents involving your dialysis company's vehicles. It also covers vehicle theft and vandalism.
BEST FOR
- Physical damage and collision coverage
- Injuries caused to another person
- Repairs due to vandalism or weather
Cyber liability insurance
Also called data breach insurance, this policy helps dialysis centers survive cyberattacks and data breaches by paying for recovery expenses and other associated costs.
BEST FOR
- Breach notification expenses
- Data breach lawsuits
- Fraud monitoring costs
Looking for different coverage? See more policies.
How much does business insurance cost for healthcare facilities?
Several factors will have an impact on insurance costs, including:
- Services offered, such as at-home hemodialysis
- Medical equipment and property
- Revenue
- Location
- Number of employees
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Why do dialysis centers need insurance?
Running a dialysis company carries its fair share of liability, including malpractice lawsuits over treatments that cause hemorrhaging or heart failure. Dialysis center insurance coverage can shield you from the high costs of a legal battle, so your center can continue to offer its lifesaving services.