Dialysis Center Insurance

Dialysis Centers
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Why do dialysis centers need insurance?

Working with patients with chronic kidney disease involves a lot of risk. A patient could develop sepsis, or faint during a treatment. Business insurance shields your dialysis facility from the high costs of legal battles, data breaches, and injuries, so you can continue to offer lifesaving services.

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Get same-day insurance

With Insureon, dialysis companies can get insurance coverage the same day you apply for quotes.

Fill out our easy online application to compare quotes from top-rated providers.

What types of business insurance do dialysis centers need?

These insurance policies cover common risks faced by dialysis providers.

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General liability insurance

A general liability policy covers basic third-party risks, such as a patient who sues when a nurse accidentally drops their smartphone and breaks it.

  • Slip-and-fall accidents
  • Damaged patient property
  • Slander and libel lawsuits
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Business owner’s policy

A business owner's policy, or BOP, is a cost-effective way for dialysis treatment centers to buy general liability coverage and commercial property insurance together.

  • Slip-and-fall accidents
  • Accidents that damage patient property
  • Stolen or damaged business property
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Workers’ compensation insurance

Most states require workers' compensation for businesses with employees. Workers’ comp also protects sole proprietors from job-related injury costs that health insurance might deny.

  • Employee medical expenses
  • Disability benefits
  • Lawsuits from employee injuries
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Professional liability insurance

This policy covers legal expenses if a dialysis patient claims that a treatment caused harm. It’s also referred to as medical malpractice insurance or errors and omissions insurance (E&O).

  • Hemodialysis side effects
  • Sepsis or other complications
  • Missed session that harms a person with kidney failure
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Commercial auto insurance

Commercial auto insurance helps cover the cost of an accident involving your dialysis company's van or other vehicle. Most states require this coverage for business-owned vehicles.

  • Bodily injuries from an auto accident
  • Property damage caused by your vehicle
  • Repairs due to vandalism or weather
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Cyber insurance

Also called data breach insurance, this policy helps dialysis centers survive cyberattacks and data breaches by paying for recovery expenses and other associated costs.

  • Cost of notifying affected patients
  • Data breach investigations
  • Fraud monitoring services
Looking for different coverage? See more policies.

How much does business insurance cost for healthcare facilities?

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A small dialysis center run by a few healthcare professionals can expect to pay less for insurance than a larger business.

Factors that affect premiums include:

  • Services offered, such as outpatient or home dialysis
  • Business property and equipment
  • Business income
  • Types of insurance purchased
  • Policy limits and deductibles
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How do I get dialysis center insurance?

It's easy to get business insurance for nephrologists and dialysis centers if you have your company information on hand. Our application will ask for basic facts about your practice, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

  1. Complete a free online application
  2. Compare insurance quotes and choose policies
  3. Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your dialysis services, whether you work independently or hire employees.

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