Business Insurance for Juice Bars

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Juice Bar

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Why do juice bars need insurance?

It takes time, money, and a good location to open a successful juice bar. Business insurance protects your investment financially against theft, fires, injuries, and lawsuits. It helps you reopen quickly after an incident, and it's often required by state laws and commercial leases.

Get same-day insurance

With Insureon, juice and smoothie bars can get insurance coverage the same day they apply for quotes.

Fill out our easy online application to compare quotes from top-rated insurance providers.

What types of business insurance do juice and smoothie bars need?

These insurance policies cover the most common risks of running a juice bar.

Business owner’s policy

A BOP bundles commercial property insurance and general liability coverage under one plan. It’s often one of the most economical options for a juice bar.

BEST FOR

Customer injuries
Business property damage and theft
Business interruption incidents

Workers’ compensation insurance

Most states require workers' comp for juice and smoothie bars that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.

BEST FOR

Employee medical expenses
Disability benefits
Employee injury lawsuits

General liability insurance

This policy covers basic third-party risks, such as a customer who slips in a juice bar and suffers an injury. It’s required for most commercial leases.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel and slander lawsuits

Commercial auto insurance

This policy covers medical bills and property damage in an accident involving your juice bar’s vehicle. It can also cover damage to a vehicle caused by weather or vandalism.

BEST FOR

Property damage caused by your vehicle
Injuries caused to another person
Repairs due to vandalism or weather

Liquor liability insurance

This policy covers legal fees, property damage, and medical costs if alcohol is served or sold at a juice bar to a visibly intoxicated person who then harms others.

BEST FOR

Injuries caused by overserved patrons
Property damage caused by overserved patrons
Legal defense costs

Looking for different coverage? See more policies.

How much does food and beverage business insurance cost?

Owner of a food and beverage business calculating costs.

A small juice shop will pay less for insurance than a larger company.

Factors that affect premiums include:

Type of food and beverage business
Business property and equipment
Business income
Types of insurance purchased
Policy limits and deductibles

View Costs

Why do juice bars need insurance?

It's easy to get juice shop business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:

Complete a free online application
Compare insurance quotes and choose policies
Pay for your policy and download a certificate

Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your juice bar or smoothie shop, whether you work independently or hire employees.

What our customers are saying

"I had an urgent contractual requirement for insurance in December to pay before the end of the year. Holly Burton worked with The Hartford to send me an invoice around Christmas. I have saved hundreds in taxes."

Richard C.

Software / internet design

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours."

Michael D.

Programmer

"The response time was almost immediate. The options I was given were based on my company's needs. I received the policy in record time."

Esther L.

Management consultant