Ice cream shops can get a lot of traffic, and take on a lot of risk. A customer could slip in a spill and file a lawsuit, or a fire could destroy your equipment and merchandise. Ice cream shop insurance gives you the financial cushion you need to survive an accident and get back to business fast.
A BOP bundles commercial property insurance and general liability coverage at a discount. It can help cover the cost of spoilage if freezers or refrigeration units fail.
Most states require workers' comp for small businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny.
A general liability insurance policy covers basic third-party liability claims, such as alleged food contamination at your ice cream parlor. It’s required for most commercial leases.
This policy provides coverage for accidents involving an ice cream store's vehicle. It can also cover vehicle theft and vandalism.
It's easy to get ice cream shop business insurance if you have your company information on hand. Our application will ask for basic facts about your business, such as revenue and number of employees. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps:
Insureon's licensed insurance agents work with top-rated U.S. providers to find the right insurance coverage for your ice cream shop, whether you work independently or hire employees.