Your ice cream shop faces the same risks whether you’re an independent owner or part of a franchise. Small business insurance gives you financial protection from theft, fire, injuries, and lawsuits.
This policy bundles commercial property insurance and general liability insurance under one plan. It’s often one of the most economical options for an ice cream shop.
Workers' comp is required in almost every state for ice cream shops with employees. This policy helps cover medical fees and lost wages when an employee is injured at your shop.
This policy covers customer injuries at your ice cream shop, customer property damage, and advertising injuries. It’s required for most commercial leases.
This policy provides coverage for accidents involving an ice cream shop's vehicle. It can also cover vehicle theft and vandalism.
Your ice cream shop is vulnerable to legal costs and other sudden expenses. A customer could slip on spilled ice cream and file an expensive lawsuit. A fire could destroy your equipment and merchandise. Ice cream shop insurance can give you the financial cushion you need to survive an unexpected mishap.