Business Insurance for Delis

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Finding the right insurance will protect you and your deli from unexpected expenses and incidents that could force your business to close.

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Insureon helps deli owners compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do delis need?

These policies provide coverage for the most common risks delis face.

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. It’s one of the most popular and cost-effective options for a deli.

BEST FOR

Customer injuries
Damaged business property
Business interruption incidents

Workers’ compensation insurance

Workers’ comp is required in almost every state for delis with employees. It can help cover medical fees and lost wages for work-related injuries and illnesses.

BEST FOR

Employee medical expenses
Missed wages
Legal costs

General liability insurance

This policy covers common risks at your deli, including customer injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.

BEST FOR

Slip-and-fall accidents
Damaged customer property
Libel or slander lawsuits

Commercial auto insurance

This policy covers the cost of car accidents involving deli delivery vehicles. It also covers vehicle damage caused by theft and vandalism.

BEST FOR

Medical costs after car accidents
Property damage due to car accidents
Vehicle damage from theft and vandalism

Liquor liability insurance

This policy covers legal fees, property damage, and medical costs if alcohol is served or sold at a deli to a visibly intoxicated person who then harms others.

BEST FOR

Injuries caused by intoxicated customers
Property damage caused by intoxicated customers
Legal defense costs

Looking for different coverage? See more policies.

How much does insurance cost for delis?

Woman calculating costs in front of box of food and drink.

Several factors will have an impact on insurance costs, including:

Deli equipment and property
Services offered by your deli
Revenue
Location
Number of employees

View Costs

What our customers are saying

"Raynaldo made quick work of things. I told him what I needed, and ultimately I had a certificate of insurance in a matter of hours. Up to that point, I had spent hours going in circles with others."

Michael D.

Custom programmer

Why do delis need insurance?

Unexpected events can affect any delicatessen. A customer injury could lead to a lawsuit, or a refrigerator malfunction could destroy your inventory. Rather than gamble that it won’t happen to you, it’s better to gain protection against legal fees and other expenses that could force your deli to close.

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