Business Insurance for Delis

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Save money by comparing business insurance quotes for delis

Finding the right insurance will protect you and your deli from unexpected expenses and incidents that could force your business to close.
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One application, multiple quotes

Insureon helps deli owners compare insurance quotes from top U.S. carriers online. Get several quotes with one application.

What types of insurance do delis need?

These policies provide coverage for the most common risks delis face.

Business owner’s policy icon

Business owner’s policy

This policy bundles property insurance and general liability insurance under one plan. It’s one of the most popular and cost-effective options for a deli.
BEST FOR
  • Customer injuries
  • Damaged business property
  • Business interruption incidents
Workers’ compensation insurance icon

Workers’ compensation insurance

Workers’ comp is required in almost every state for delis with employees. It can help cover medical fees and lost wages for work-related injuries and illnesses.
BEST FOR
  • Employee medical expenses
  • Missed wages
  • Legal costs
Liquor liability insurance icon

Liquor liability insurance

This policy covers legal fees, property damage, and medical costs if alcohol is served or sold at a deli to a visibly intoxicated person who then harms others.
BEST FOR
  • Injuries caused by intoxicated customers
  • Property damage caused by intoxicated customers
  • Legal defense costs
General liability insurance icon

General liability insurance

This policy covers common risks at your deli, including customer injuries, customer property damage, and advertising injuries. It’s required for most commercial leases.
BEST FOR
  • Slip-and-fall accidents
  • Damaged customer property
  • Libel or slander lawsuits
Looking for different coverage? See more policies.

How much does insurance cost for delis?

Woman calculating costs in front of box of food and drink.

Several factors will have an impact on insurance costs, including:

  • Deli equipment and property
  • Services offered by your deli
  • Revenue
  • Location
  • Number of employees
View Costs
What our customers are saying
"Really fantastic service and follow-up. Didn't feel pressured, felt like they were interested in my business."
Ben Warga
Customer since 2016
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Why do delis need insurance?

Unexpected events can affect any delicatessen. A customer injury could lead to a lawsuit, or a refrigerator malfunction could destroy your inventory. Rather than gamble that it won’t happen to you, it’s better to gain protection against legal fees and other expenses that could force your deli to close.
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