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Business Insurance for Banquet Halls
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Save money by comparing business insurance quotes for banquet halls
An injury or fire at your banquet hall could have severe consequences. Small business insurance provides the protection you need to survive a mishap.
Multiple quotes with one application
Insureon helps banquet hall owners compare insurance quotes from top U.S. carriers online. Get several quotes with one application.
What types of business insurance do banquet halls need?
These policies provide coverage for the most common banquet hall risks.
Business owner’s policy
This policy bundles commercial property insurance and general liability insurance under one plan. It’s often one of the most economical options for a banquet hall.
BEST FOR
- Customer injuries
- Damaged customer property
- Damaged business property
Workers’ compensation insurance
Workers' comp is required in almost every state for banquet halls with employees. It covers medical costs and lost wages for work-related injuries and illnesses.
BEST FOR
- Employee medical expenses
- Missed wages
- Lawsuits over employee injuries
General liability insurance
This policy covers basic business risks, such as customer property damage or injuries at your banquet hall. It’s required for most commercial leases.
BEST FOR
- Slip-and-fall accidents
- Damaged customer property
- Defamation lawsuits
Commercial auto insurance
This policy covers legal expenses and property damage in an accident involving your banquet hall’s vehicle. It also covers vehicle theft and vandalism.
BEST FOR
- Physical damage and collision coverage
- Injuries caused to another person
- Repairs due to vandalism or weather damage
Liquor liability insurance
This policy covers legal expenses, property damage, and medical costs if alcohol is served or sold at a banquet hall to a visibly intoxicated person who then harms others.
BEST FOR
- Injuries caused by intoxicated patrons
- Property damage caused by intoxicated patrons
- Legal defense costs
Looking for different coverage? See more policies.
Why do banquet halls need insurance?
Your banquet hall faces unique risks from accidents, fires, theft, and lawsuits – with costs that could put you out of business. Banquet hall insurance can provide the financial help you need to keep your business going, so the celebrations don’t have to come to a sudden end.
How much does food and beverage business insurance cost?
Several factors will have an impact on insurance costs, including:
- Type of food and beverage business
- Business equipment and property
- Revenue
- Location
- Number of employees
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